Compare Today’s Mortgage Rates for Richmond, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Richmond, California 94850. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $24,917 or $69 / month in Richmond and other areas of Contra Costa county.

Our search engine explores all home mortgage options in Richmond, California 94850, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Richmond, California 94850

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Richmond, CA 94850, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Richmond, California 94850 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Richmond, California and around Contra Costa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.23% 93.94% 94.46% 94.55% 95.67% 95.07% 95.81% 97.69%
avg mortgage rate 4.96% 4.70% 3.95% 4.00% 4.47% 4.14% 3.96% 4.24%
% 15 year fixed mortgage 4.45% 5.42% 4.84% 5.18% 4.19% 4.76% 3.98% 1.73%
avg mortgage rate 4.35% 3.90% 3.32% 3.20% 3.46% 3.33% 3.16% 2.83%
Avg credit score 766.40 768.92 765.75 761.90 759.78 758.65 757.19 758.90
Avg LTV (loan to value) 67.95% 68.55% 70.92% 68.75% 70.29% 68.52% 67.52% 65.50%
Avg DTI (debt to income) 37.09 35.94 34.84 35.57 37.03 37.94 37.87 39.28
% First time homebuyer 52.34% 48.03% 46.57% 45.64% 44.97% 45.58% 49.27% 41.04%
Avg mortgage insurance % 0.78% 1.02% 2.11% 1.49% 2.82% 2.19% 2.87% 1.99%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Richmond, California 94850

If you’re looking to buy a new home in Richmond, we have compiled a list of the leading mortgage brokers around Richmond, California 94850 to help you with your search.

Name
Address
Contact

Ace Cash Express

2300 Cutting Blvd

Richmond CA 94850

(510) 236-3036

customerservice@acecashexpress.com

Ricardo Mobile Notary & Certified Loan Signer Agent

4301 Ohio Ave

Richmond CA 94850

(510) 417-9034

ricardoreyes42@gmail.com

Hannah Investment

5221 Central Ave

Richmond CA 94850

(510) 525-0073

http://hannahinvestment.com/

Mortgage Information Systems

5221 Central Ave

Richmond CA 94850

(510) 526-1265

Order Express

1150 23rd St

Richmond CA 94850

(510) 412-4712

Address

2300 Cutting Blvd

Richmond CA

Contact

(510) 236-3036

customerservice@acecashexpress.com

Address

4301 Ohio Ave

Richmond CA

Contact

(510) 417-9034

ricardoreyes42@gmail.com

Address

5221 Central Ave

Richmond CA

Contact

(510) 525-0073

http://hannahinvestment.com/

News on Mortgages and Reverse Mortgages for Richmond, California 94850