Compare Today’s Mortgage Rates for Richvale, California
Pureloan searches mortgage lenders and major banks in Richvale, California 95974 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,989 or $33 / month is expected in Richvale and other areas of Butte county.
Pureloan’s search engine explores all home mortgage options in Richvale, California 95974, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Richvale, California 95974
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Richvale, CA 95974, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Richvale, California 95974 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Richvale, California and around Butte county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Richvale, California 95974
If you’re looking to buy a new home in Richvale, we have compiled a list of the leading mortgage brokers around Richvale, California 95974 to help you with your search.
Wells Fargo Home Mortgage
1363 E Lassen Ave
Chico CA 95974
(530) 891-5966
robert.maund@abbotdowning.com
Home Loans Chico
2611 Alamo Ave
Chico CA 95974
(530) 892-8849
contactform@homeloanschico.com
Farm Credit Of Northern California
3435 Silverbell Rd
Chico CA 95974
(530) 895-8698
http://www.farmcredit.com
Absolute Mortgage
3057 Hudson Ave
Chico CA 95974
(530) 894-6999
http://www.absoluteabsolute.com/
Country Pride Realty
23 Country Pride Ct
Chico CA 95974
(530) 893-4926
luana-pride@sbcglobal.net
Address
1363 E Lassen Ave
Chico CA
Contact
(530) 891-5966
robert.maund@abbotdowning.com
Address
2611 Alamo Ave
Chico CA
Contact
(530) 892-8849
contactform@homeloanschico.com
Address
3435 Silverbell Rd
Chico CA
Contact
(530) 895-8698
http://www.farmcredit.com