Compare Today’s Mortgage Rates in Ridgecrest, California 93556
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Ridgecrest, California 93556.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $7,960 over the lifetime of your 30-year fixed loan, or a monthly savings of $22 in Ridgecrest and other areas of Kern county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Ridgecrest, California 93556
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Interactive Mortgage Rate Projections for Ridgecrest, California 93556
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ridgecrest, CA 93556. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ridgecrest, California 93556 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ridgecrest, California and around Kern county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.30% | 97.90% | 98.04% | 97.56% | 97.48% | 97.67% | 96.94% | 97.64% | 96.79% |
avg mortgage rate | 6.37% | 4.47% | 2.97% | 3.34% | 4.33% | 4.63% | 4.25% | 3.98% | 4.13% |
% 15 year fixed mortgage | 1.42% | 1.75% | 1.31% | 1.71% | 1.76% | 2.07% | 2.51% | 2.16% | 2.80% |
avg mortgage rate | 5.83% | 3.76% | 2.26% | 2.85% | 3.72% | 4.03% | 3.43% | 3.16% | 3.43% |
Avg credit score | 758.48 | 765.08 | 759.36 | 760.82 | 755.31 | 758.87 | 754.64 | 753.91 | 756.74 |
Avg LTV (loan to value) | 77.38% | 75.26% | 78.42% | 78.63% | 77.33% | 75.25% | 76.21% | 75.65% | 74.68% |
Avg DTI (debt to income) | 41.93 | 40.44 | 38.55 | 38.30 | 39.85 | 39.71 | 39.12 | 38.09 | 38.13 |
% First time homebuyer | 55.81% | 49.83% | 49.41% | 48.21% | 46.41% | 37.74% | 36.46% | 35.06% | 34.40% |
Avg mortgage insurance % | 12.93% | 9.41% | 10.69% | 10.67% | 9.96% | 7.61% | 7.35% | 7.35% | 5.79% |
Best Mortgage Brokers around Ridgecrest, California 93556
For those searching for a new home in Ridgecrest, we have compiled a list of the top mortgage brokers located in and around Ridgecrest, California 93556 to assist you with your search.
Cushing Lending & Realty
1615 N Downs St
Ridgecrest CA 93556
(760) 375-7700
Wander Home Loans
130 S China Lake Blvd
Ridgecrest CA 93556
(760) 384-4050
http://www.redballoonrealty.com
Shaffer Mortgage
139 Balsam St
Ridgecrest CA 93556
(760) 371-2459
Allied Cash Advance
860 N China Lake Blvd
Ridgecrest CA 93556
(760) 375-4275
customerservice@alliedcash.com
Guild Mortgage Company
901 N Heritage Dr
Ridgecrest CA 93556
(760) 446-7895
webmaster@guildmortgage.net
Address
1615 N Downs St
Ridgecrest CA
Contact
(760) 375-7700
Address
130 S China Lake Blvd
Ridgecrest CA
Contact
(760) 384-4050
http://www.redballoonrealty.com
Address
139 Balsam St
Ridgecrest CA
Contact
(760) 371-2459