Compare Today’s Mortgage Rates for Rio Linda, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Rio Linda, California 95673. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $13,370 or $37 / month in Rio Linda and surrounding areas of Sacramento county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Rio Linda, California 95673.

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Summary of Average Mortgage Terms in Rio Linda, California 95673

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Rio Linda, CA 95673, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Rio Linda, California 95673 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Rio Linda, California and around Sacramento county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Rio Linda, California 95673

If you’re looking to buy a new home in Rio Linda, we have compiled a list of the leading mortgage brokers around Rio Linda, California 95673 to help you with your search.

Name
Address
Contact

Mountain West Financial

5704 Dry Creek Rd

Rio Linda CA 95673

(916) 991-8121

http://www.riolinda.mwfinc.com/

California Loan Center

740 M St

Rio Linda CA 95673

(916) 991-8120

America Home Key

5704 Dry Creek Rd

Rio Linda CA 95673

(916) 991-8120

Waller Kaufman & Sutter

2481 Sunrise Blvd

Gold River CA 95673

(916) 852-8744

http://www.wallerkaufmansutter.com/

Mortgage Consultants Group

2200 Sunrise Blvd

Gold River CA 95673

(916) 844-1505

lee@mcgloans.com

Address

5704 Dry Creek Rd

Rio Linda CA

Contact

(916) 991-8121

http://www.riolinda.mwfinc.com/

Address

740 M St

Rio Linda CA

Contact

(916) 991-8120

Address

5704 Dry Creek Rd

Rio Linda CA

Contact

(916) 991-8120

News on Mortgages and Reverse Mortgages for Rio Linda, California 95673