Compare Today’s Mortgage Rates for Ripon, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Ripon, California 95366. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $21,474 or $60 / month in Ripon and surrounding areas of San Joaquin county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Ripon, California 95366.

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Summary of Average Mortgage Terms in Ripon, California 95366

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ripon, CA 95366, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Ripon, California 95366 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Ripon, California and around San Joaquin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ripon, California 95366

If you’re looking to buy a new home in Ripon, we have compiled a list of the leading mortgage brokers around Ripon, California 95366 to help you with your search.

Name
Address
Contact

Main Street Mortgage & Real Estate

909 Bogarin Ln

Ripon CA 95366

(209) 599-1551

Ability Mortgage

467 N Wilma Ave

Ripon CA 95366

(209) 599-2700

http://www.abilitymortgage.com/

Tri Valley Lending

129 W Main St

Ripon CA 95366

(209) 599-6692

http://www.trivalleylending.com/

Ability Mortgage

580 N Wilma Ave

Ripon CA 95366

(209) 599-8550

khawes@abilitymortgage.com

Partners Mortgage

445 W 11th St

Tracy CA 95366

(209) 834-0100

Address

909 Bogarin Ln

Ripon CA

Contact

(209) 599-1551

Address

467 N Wilma Ave

Ripon CA

Contact

(209) 599-2700

http://www.abilitymortgage.com/

Address

129 W Main St

Ripon CA

Contact

(209) 599-6692

http://www.trivalleylending.com/

News on Mortgages and Reverse Mortgages for Ripon, California 95366