Compare Today’s Mortgage Rates in Ripon, California 95366
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Ripon, California 95366.
Our search engine thoroughly explores all home mortgage options in Ripon, California 95366, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $18,133 in lifetime cash or $50 per month in Ripon and other areas of San Joaquin county.
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Summary of Average Mortgages in Ripon, California 95366
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Ripon, California 95366
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ripon, CA 95366. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ripon, California 95366 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ripon, California and around San Joaquin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Ripon, California 95366
For those searching for a new home in Ripon, we have compiled a list of the top mortgage brokers located in and around Ripon, California 95366 to assist you with your search.
Name
Address
Contact
Main Street Mortgage & Real Estate
909 Bogarin Ln
Ripon CA 95366
(209) 599-1551
Ability Mortgage
467 N Wilma Ave
Ripon CA 95366
(209) 599-2700
http://www.abilitymortgage.com/
Tri Valley Lending
129 W Main St
Ripon CA 95366
(209) 599-6692
http://www.trivalleylending.com/
Ability Mortgage
580 N Wilma Ave
Ripon CA 95366
(209) 599-8550
khawes@abilitymortgage.com
Partners Mortgage
445 W 11th St
Tracy CA 95366
(209) 834-0100
Address
909 Bogarin Ln
Ripon CA
Contact
(209) 599-1551
Address
467 N Wilma Ave
Ripon CA
Contact
(209) 599-2700
http://www.abilitymortgage.com/
Address
129 W Main St
Ripon CA
Contact
(209) 599-6692
http://www.trivalleylending.com/