Compare Today’s Mortgage Rates for Rocklin, California

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Rocklin, California 95765. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $65,342 or $182 / month in Rocklin and surrounding areas of Placer county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Rocklin, California 95765.

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Summary of Average Mortgage Terms in Rocklin, California 95765

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Rocklin, California 95765 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Rocklin, California and around Placer county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
% 10 year fixed mortgage 0.09% 0.10% 0.09%
avg mortgage rate 3.38% 3.13% 3.00%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg Combined LTV (loan to value) 70.71% 71.75% 74.17% 73.23% 73.26% 72.68% 73.02% 73.51%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Rocklin, California 95765

If you’re looking to buy a new home in Rocklin, we have compiled a list of the leading mortgage brokers around Rocklin, California 95765 to help you with your search.

Name
Address
Contact

Allied Group Financial

2510 Warren Dr

Rocklin CA 95765

(916) 624-4922

Taylor Mortgage Group

6930 Destiny Dr

Rocklin CA 95765

(916) 791-8444

ERS Folsom

4230 Rocklin Rd

Rocklin CA 95765

(916) 358-9618

Scott Geniella Realtor

4445 Granite Dr

Rocklin CA 95765

(916) 532-2274

Placer Funding

4470 Yankee Hill Rd

Rocklin CA 95765

(916) 630-5401

information@placerfunding.com

Address

2510 Warren Dr

Rocklin CA

Contact

(916) 624-4922

Address

6930 Destiny Dr

Rocklin CA

Contact

(916) 791-8444

Address

4230 Rocklin Rd

Rocklin CA

Contact

(916) 358-9618

News on Mortgages and Reverse Mortgages for Rocklin, California 95765