Compare Today’s Mortgage Rates for Roseville, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Roseville, California 95747. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $17,697 or $49 / month in Roseville and other areas of Placer county.

Our search engine explores all home mortgage options in Roseville, California 95747, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Roseville, California 95747

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Roseville, CA 95747, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Roseville, California 95747 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Roseville, California and around Placer county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Roseville, California 95747

If you’re looking to buy a new home in Roseville, we have compiled a list of the leading mortgage brokers around Roseville, California 95747 to help you with your search.

Name
Address
Contact

Old American Mortgage Co.

3752 Vineyard Rd

Roseville CA 95747

(916) 771-0761

Nationwide Commercial Loan Services

1506 Blue Ln

Roseville CA 95747

(916) 780-2211

World Savings - Roseville, Real Estate Loan Division

5007 Foothills Blvd

Roseville CA 95747

(916) 772-5448

http://www.worldsavings.com/

Anchor Financial

9081 Foothills Blvd

Roseville CA 95747

(916) 787-5363

http://www.anchor-financial.com

Pan Pacific Financial

120 Kipling Ct

Roseville CA 95747

(916) 784-1000

http://www.panpacificfinancial.com

Address

3752 Vineyard Rd

Roseville CA

Contact

(916) 771-0761

Address

1506 Blue Ln

Roseville CA

Contact

(916) 780-2211

Address

5007 Foothills Blvd

Roseville CA

Contact

(916) 772-5448

http://www.worldsavings.com/

News on Mortgages and Reverse Mortgages for Roseville, California 95747