Compare Today’s Mortgage Rates for Roseville, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Roseville, California 95747. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $21,045 or $58 / month in Roseville and other areas of Placer county.
Our search engine explores all home mortgage options in Roseville, California 95747, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Roseville, California 95747


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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Roseville, CA 95747, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Roseville, California 95747 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Roseville, California and around Placer county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
% 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
% First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Roseville, California 95747
If you’re looking to buy a new home in Roseville, we have compiled a list of the leading mortgage brokers around Roseville, California 95747 to help you with your search.
Old American Mortgage Co.
3752 Vineyard Rd
Roseville CA 95747
(916) 771-0761
Nationwide Commercial Loan Services
1506 Blue Ln
Roseville CA 95747
(916) 780-2211
World Savings - Roseville, Real Estate Loan Division
5007 Foothills Blvd
Roseville CA 95747
(916) 772-5448
http://www.worldsavings.com/
Anchor Financial
9081 Foothills Blvd
Roseville CA 95747
(916) 787-5363
http://www.anchor-financial.com
Pan Pacific Financial
120 Kipling Ct
Roseville CA 95747
(916) 784-1000
http://www.panpacificfinancial.com
Address
3752 Vineyard Rd
Roseville CA
Contact
(916) 771-0761
Address
1506 Blue Ln
Roseville CA
Contact
(916) 780-2211
Address
5007 Foothills Blvd
Roseville CA
Contact
(916) 772-5448
http://www.worldsavings.com/