Compare Today’s Mortgage Rates for Rough And Ready, California

Pureloan searches mortgage lenders and major banks in Rough And Ready, California 95975 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,989 or $33 / month is expected in Rough And Ready and other areas of Butte county.

Pureloan’s search engine explores all home mortgage options in Rough And Ready, California 95975, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Rough And Ready, California 95975

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Rough And Ready, CA 95975, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Rough And Ready, California 95975 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Rough And Ready, California and around Butte county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Rough And Ready, California 95975

If you’re looking to buy a new home in Rough And Ready, we have compiled a list of the leading mortgage brokers around Rough And Ready, California 95975 to help you with your search.

Name
Address
Contact

American Home Mortgage

530 7th St

Williams CA 95975

(530) 473-5233

http://americanhm.com

American Home Mortgage

2208 W Ridge Dr

Sutter CA 95975

(530) 674-3136

http://www.americanhm.com

OneMain Financial

1355 Churn Creek Rd

Redding CA 95975

(530) 223-9850

http://branches.onemainfinancial.com/ca/redding/1355-churn-creek-road.html

Omega Mortgage Group

1181 Hilltop Dr

Redding CA 95975

(530) 223-1400

info@omglending.com

Shawn Patterson - Primary Residential Mortgage, Inc.

1003 Dana Dr

Redding CA 95975

(530) 605-3799

http://www.primaryresidentialmortgage.com/

Address

530 7th St

Williams CA

Contact

(530) 473-5233

http://americanhm.com

Address

2208 W Ridge Dr

Sutter CA

Contact

(530) 674-3136

http://www.americanhm.com

Address

1355 Churn Creek Rd

Redding CA

Contact

(530) 223-9850

http://branches.onemainfinancial.com/ca/redding/1355-churn-creek-road.html

News on Mortgages and Reverse Mortgages for Rough And Ready, California 95975