Compare Today’s Mortgage Rates for Ryde, California
Pureloan searches mortgage lenders and major banks in Ryde, California 95680 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $19,327 or $54 / month is expected in Ryde and other areas of Placer county.
Pureloan’s search engine explores all home mortgage options in Ryde, California 95680, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Ryde, California 95680
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Ryde, CA 95680, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Ryde, California 95680 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Ryde, California and around Placer county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Ryde, California 95680
If you’re looking to buy a new home in Ryde, we have compiled a list of the leading mortgage brokers around Ryde, California 95680 to help you with your search.
Name
Address
Contact
Kappel & Kappel Mortgage
161 Butcher Rd
Vacaville CA 95680
(707) 447-4748
janmorkal@kappels.com
OneMain Financial
140 Nut Tree Pkwy
Vacaville CA 95680
(707) 469-0786
http://www.onemainfinancial.com
Opes Advisors
187 Butcher Rd
Vacaville CA 95680
(707) 446-5400
http://www.local-lender.com/home.html
Check 'n Go
3073 Alamo Dr
Vacaville CA 95680
(707) 455-7855
http://www.checkngo.com/
Nor Cal Home Loans
187 Butcher Rd
Vacaville CA 95680
(707) 446-5400
http://www.norcalhomeloans.com
Address
161 Butcher Rd
Vacaville CA
Contact
(707) 447-4748
janmorkal@kappels.com
Address
140 Nut Tree Pkwy
Vacaville CA
Contact
(707) 469-0786
http://www.onemainfinancial.com
Address
187 Butcher Rd
Vacaville CA
Contact
(707) 446-5400
http://www.local-lender.com/home.html