Compare Today’s Mortgage Rates for Sacramento, California

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Sacramento, California 95811. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $45,133 or $125 / month in Sacramento and surrounding areas of Sacramento county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Sacramento, California 95811.

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Summary of Average Mortgage Terms in Sacramento, California 95811

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Sacramento, California 95811 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Sacramento, California and around Sacramento county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
% 10 year fixed mortgage 0.09% 0.10% 0.09%
avg mortgage rate 3.38% 3.13% 3.00%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg Combined LTV (loan to value) 70.71% 71.75% 74.17% 73.23% 73.26% 72.68% 73.02% 73.51%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Sacramento, California 95811

If you’re looking to buy a new home in Sacramento, we have compiled a list of the leading mortgage brokers around Sacramento, California 95811 to help you with your search.

Name
Address
Contact

River Oak Mortgage Co.

1765 Challenge Way

Sacramento CA 95811

(916) 568-3636

Streamline Mortgage Solutions

7909 Walerga Rd

Sacramento CA 95811

(916) 543-9628

nickirai@sbcglobal.net

Vitek Mortgage Group

3 Park Center Dr

Sacramento CA 95811

(916) 486-6900

http://www.TeamVITEK.com

A-L Financial

1050 Fulton Ave

Sacramento CA 95811

(916) 974-1093

Expert Mortgage Solutions

2848 Arden Way

Sacramento CA 95811

(916) 566-1100

carol@4mortgageexperts.com

Address

1765 Challenge Way

Sacramento CA

Contact

(916) 568-3636

Address

7909 Walerga Rd

Sacramento CA

Contact

(916) 543-9628

nickirai@sbcglobal.net

Address

3 Park Center Dr

Sacramento CA

Contact

(916) 486-6900

http://www.TeamVITEK.com

News on Mortgages and Reverse Mortgages for Sacramento, California 95811