Compare Today’s Mortgage Rates in Sacramento, California 94263
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Sacramento, California 94263.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $13,056 over the lifetime of your 30-year fixed loan, or a monthly savings of $36 in Sacramento and other areas of Sacramento county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Sacramento, California 94263
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Interactive Mortgage Rate Projections for Sacramento, California 94263
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Sacramento, CA 94263. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Sacramento, California 94263 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Sacramento, California and around Sacramento county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.94% | 97.59% | 97.86% | 97.67% | 97.27% | 96.83% | 96.37% | 96.99% | 96.04% |
avg mortgage rate | 6.35% | 4.43% | 2.98% | 3.34% | 4.35% | 4.66% | 4.26% | 3.99% | 4.16% |
% 15 year fixed mortgage | 1.83% | 1.93% | 1.84% | 1.60% | 1.99% | 2.71% | 3.11% | 2.61% | 3.55% |
avg mortgage rate | 5.53% | 3.62% | 2.37% | 2.82% | 3.73% | 4.02% | 3.50% | 3.17% | 3.24% |
Avg credit score | 756.77 | 762.30 | 762.37 | 769.05 | 757.50 | 755.28 | 751.66 | 752.73 | 754.27 |
Avg LTV (loan to value) | 77.91% | 77.82% | 77.93% | 77.96% | 76.10% | 73.69% | 75.18% | 75.68% | 75.25% |
Avg DTI (debt to income) | 40.60 | 39.46 | 37.35 | 37.10 | 38.72 | 38.73 | 38.08 | 37.26 | 36.97 |
% First time homebuyer | 59.68% | 56.84% | 56.44% | 56.11% | 52.89% | 48.25% | 45.42% | 43.25% | 42.74% |
Avg mortgage insurance % | 11.32% | 10.61% | 9.69% | 9.55% | 9.30% | 6.82% | 6.61% | 6.74% | 5.80% |
Best Mortgage Brokers around Sacramento, California 94263
For those searching for a new home in Sacramento, we have compiled a list of the top mortgage brokers located in and around Sacramento, California 94263 to assist you with your search.
River Oak Mortgage Co.
1765 Challenge Way
Sacramento CA 94263
(916) 568-3636
Streamline Mortgage Solutions
7909 Walerga Rd
Sacramento CA 94263
(916) 543-9628
nickirai@sbcglobal.net
Vitek Mortgage Group
3 Park Center Dr
Sacramento CA 94263
(916) 486-6900
http://www.TeamVITEK.com
A-L Financial
1050 Fulton Ave
Sacramento CA 94263
(916) 974-1093
Expert Mortgage Solutions
2848 Arden Way
Sacramento CA 94263
(916) 566-1100
carol@4mortgageexperts.com
Address
1765 Challenge Way
Sacramento CA
Contact
(916) 568-3636
Address
7909 Walerga Rd
Sacramento CA
Contact
(916) 543-9628
nickirai@sbcglobal.net
Address
3 Park Center Dr
Sacramento CA
Contact
(916) 486-6900
http://www.TeamVITEK.com