Compare Today’s Mortgage Rates for Sacramento, California

Pureloan searches mortgage lenders and major banks in Sacramento, California 94203 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $12,815 or $36 / month is expected in Sacramento and other areas of Sacramento county.

Pureloan’s search engine explores all home mortgage options in Sacramento, California 94203, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Sacramento, California 94203

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Sacramento, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Sacramento, CA 94203, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Sacramento, CA

Historical Mortgage Rates for Sacramento, California 94203 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Sacramento, California and around Sacramento county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.23% 93.94% 94.46% 94.55% 95.67% 95.07% 95.81% 97.69%
avg mortgage rate 4.96% 4.70% 3.95% 4.00% 4.47% 4.14% 3.96% 4.24%
% 15 year fixed mortgage 4.45% 5.42% 4.84% 5.18% 4.19% 4.76% 3.98% 1.73%
avg mortgage rate 4.35% 3.90% 3.32% 3.20% 3.46% 3.33% 3.16% 2.83%
Avg credit score 766.40 768.92 765.75 761.90 759.78 758.65 757.19 758.90
Avg LTV (loan to value) 67.95% 68.55% 70.92% 68.75% 70.29% 68.52% 67.52% 65.50%
Avg DTI (debt to income) 37.09 35.94 34.84 35.57 37.03 37.94 37.87 39.28
% First time homebuyer 52.34% 48.03% 46.57% 45.64% 44.97% 45.58% 49.27% 41.04%
Avg mortgage insurance % 0.78% 1.02% 2.11% 1.49% 2.82% 2.19% 2.87% 1.99%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Sacramento, California 94203

If you’re looking to buy a new home in Sacramento, we have compiled a list of the leading mortgage brokers around Sacramento, California 94203 to help you with your search.

Name
Address
Contact

River Oak Mortgage Co.

1765 Challenge Way

Sacramento CA 94203

(916) 568-3636

Streamline Mortgage Solutions

7909 Walerga Rd

Sacramento CA 94203

(916) 543-9628

nickirai@sbcglobal.net

Vitek Mortgage Group

3 Park Center Dr

Sacramento CA 94203

(916) 486-6900

http://www.TeamVITEK.com

A-L Financial

1050 Fulton Ave

Sacramento CA 94203

(916) 974-1093

Expert Mortgage Solutions

2848 Arden Way

Sacramento CA 94203

(916) 566-1100

carol@4mortgageexperts.com

Address

1765 Challenge Way

Sacramento CA

Contact

(916) 568-3636

Address

7909 Walerga Rd

Sacramento CA

Contact

(916) 543-9628

nickirai@sbcglobal.net

Address

3 Park Center Dr

Sacramento CA

Contact

(916) 486-6900

http://www.TeamVITEK.com

News on Mortgages and Reverse Mortgages for Sacramento, California 94203