Compare Today’s Mortgage Rates for Sacramento, California
Pureloan searches all major banks and mortgage lenders for the best home loan rates in Sacramento, California 95811. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $45,133 or $125 / month in Sacramento and surrounding areas of Sacramento county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Sacramento, California 95811.
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Summary of Average Mortgage Terms in Sacramento, California 95811
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Historical Mortgage Rates for Sacramento, California 95811 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Sacramento, California and around Sacramento county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| % 10 year fixed mortgage | 0.09% | 0.10% | 0.09% | |||||
| avg mortgage rate | 3.38% | 3.13% | 3.00% | |||||
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg Combined LTV (loan to value) | 70.71% | 71.75% | 74.17% | 73.23% | 73.26% | 72.68% | 73.02% | 73.51% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Sacramento, California 95811
If you’re looking to buy a new home in Sacramento, we have compiled a list of the leading mortgage brokers around Sacramento, California 95811 to help you with your search.
Name
Address
Contact
River Oak Mortgage Co.
1765 Challenge Way
Sacramento CA 95811
(916) 568-3636
Streamline Mortgage Solutions
7909 Walerga Rd
Sacramento CA 95811
(916) 543-9628
nickirai@sbcglobal.net
Vitek Mortgage Group
3 Park Center Dr
Sacramento CA 95811
(916) 486-6900
http://www.TeamVITEK.com
A-L Financial
1050 Fulton Ave
Sacramento CA 95811
(916) 974-1093
Expert Mortgage Solutions
2848 Arden Way
Sacramento CA 95811
(916) 566-1100
carol@4mortgageexperts.com
Address
1765 Challenge Way
Sacramento CA
Contact
(916) 568-3636
Address
7909 Walerga Rd
Sacramento CA
Contact
(916) 543-9628
nickirai@sbcglobal.net
Address
3 Park Center Dr
Sacramento CA
Contact
(916) 486-6900
http://www.TeamVITEK.com