Compare Today’s Mortgage Rates for Saint Helena, California

Pureloan searches mortgage lenders and major banks in Saint Helena, California 94574 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $209,225 or $581 / month is expected in Saint Helena and other areas of Napa county.

Pureloan’s search engine explores all home mortgage options in Saint Helena, California 94574, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Saint Helena, California 94574

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Saint Helena, CA 94574, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Saint Helena, California 94574 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Saint Helena, California and around Napa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.23% 93.94% 94.46% 94.55% 95.67% 95.07% 95.81% 97.69%
avg mortgage rate 4.96% 4.70% 3.95% 4.00% 4.47% 4.14% 3.96% 4.24%
% 15 year fixed mortgage 4.45% 5.42% 4.84% 5.18% 4.19% 4.76% 3.98% 1.73%
avg mortgage rate 4.35% 3.90% 3.32% 3.20% 3.46% 3.33% 3.16% 2.83%
Avg credit score 766.40 768.92 765.75 761.90 759.78 758.65 757.19 758.90
Avg LTV (loan to value) 67.95% 68.55% 70.92% 68.75% 70.29% 68.52% 67.52% 65.50%
Avg DTI (debt to income) 37.09 35.94 34.84 35.57 37.03 37.94 37.87 39.28
% First time homebuyer 52.34% 48.03% 46.57% 45.64% 44.97% 45.58% 49.27% 41.04%
Avg mortgage insurance % 0.78% 1.02% 2.11% 1.49% 2.82% 2.19% 2.87% 1.99%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Saint Helena, California 94574

If you’re looking to buy a new home in Saint Helena, we have compiled a list of the leading mortgage brokers around Saint Helena, California 94574 to help you with your search.

Name
Address
Contact

North Point Commercial Funding Group

1532 Oak Ave

Saint Helena CA 94574

(707) 968-9428

Corinthian Mortgage

33 Zinfandel Ln

Saint Helena CA 94574

(707) 967-0656

http://corinthianmortgage.com

Corinthian Mortgage

1030 Main St

Saint Helena CA 94574

(707) 967-0656

http://corinthianmortgage.com/

Wells Fargo Home Mortgage

1015 Adams St

Saint Helena CA 94574

(707) 963-3000

http://www.wellsfargo.com/mortgage/

Marty Appel Reverse Mortgage Specialist

312 Warren Ave

San Leandro CA 94574

(510) 244-4217

http://www.sanleandroreversemortgages.com/

Address

1532 Oak Ave

Saint Helena CA

Contact

(707) 968-9428

Address

33 Zinfandel Ln

Saint Helena CA

Contact

(707) 967-0656

http://corinthianmortgage.com

Address

1030 Main St

Saint Helena CA

Contact

(707) 967-0656

http://corinthianmortgage.com/

News on Mortgages and Reverse Mortgages for Saint Helena, California 94574