Compare Today’s Mortgage Rates for Saint Helena, California
Pureloan searches mortgage lenders and major banks in Saint Helena, California 94574 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $209,225 or $581 / month is expected in Saint Helena and other areas of Napa county.
Pureloan’s search engine explores all home mortgage options in Saint Helena, California 94574, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Saint Helena, California 94574
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Saint Helena, CA 94574, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Saint Helena, California 94574 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Saint Helena, California and around Napa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.23% | 93.94% | 94.46% | 94.55% | 95.67% | 95.07% | 95.81% | 97.69% |
| avg mortgage rate | 4.96% | 4.70% | 3.95% | 4.00% | 4.47% | 4.14% | 3.96% | 4.24% |
| % 15 year fixed mortgage | 4.45% | 5.42% | 4.84% | 5.18% | 4.19% | 4.76% | 3.98% | 1.73% |
| avg mortgage rate | 4.35% | 3.90% | 3.32% | 3.20% | 3.46% | 3.33% | 3.16% | 2.83% |
| Avg credit score | 766.40 | 768.92 | 765.75 | 761.90 | 759.78 | 758.65 | 757.19 | 758.90 |
| Avg LTV (loan to value) | 67.95% | 68.55% | 70.92% | 68.75% | 70.29% | 68.52% | 67.52% | 65.50% |
| Avg DTI (debt to income) | 37.09 | 35.94 | 34.84 | 35.57 | 37.03 | 37.94 | 37.87 | 39.28 |
| % First time homebuyer | 52.34% | 48.03% | 46.57% | 45.64% | 44.97% | 45.58% | 49.27% | 41.04% |
| Avg mortgage insurance % | 0.78% | 1.02% | 2.11% | 1.49% | 2.82% | 2.19% | 2.87% | 1.99% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Saint Helena, California 94574
If you’re looking to buy a new home in Saint Helena, we have compiled a list of the leading mortgage brokers around Saint Helena, California 94574 to help you with your search.
North Point Commercial Funding Group
1532 Oak Ave
Saint Helena CA 94574
(707) 968-9428
Corinthian Mortgage
33 Zinfandel Ln
Saint Helena CA 94574
(707) 967-0656
http://corinthianmortgage.com
Corinthian Mortgage
1030 Main St
Saint Helena CA 94574
(707) 967-0656
http://corinthianmortgage.com/
Wells Fargo Home Mortgage
1015 Adams St
Saint Helena CA 94574
(707) 963-3000
http://www.wellsfargo.com/mortgage/
Marty Appel Reverse Mortgage Specialist
312 Warren Ave
San Leandro CA 94574
(510) 244-4217
http://www.sanleandroreversemortgages.com/
Address
1532 Oak Ave
Saint Helena CA
Contact
(707) 968-9428
Address
33 Zinfandel Ln
Saint Helena CA
Contact
(707) 967-0656
http://corinthianmortgage.com
Address
1030 Main St
Saint Helena CA
Contact
(707) 967-0656
http://corinthianmortgage.com/