Compare Today’s Mortgage Rates in Saint Helena, California 94574
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Saint Helena, California 94574.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $102,669 over the lifetime of your 30-year fixed loan, or a monthly savings of $285 in Saint Helena and other areas of Napa county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Saint Helena, California 94574
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Interactive Mortgage Rate Projections for Saint Helena, California 94574
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Saint Helena, CA 94574. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Saint Helena, California 94574 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Saint Helena, California and around Napa county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.94% | 97.59% | 97.86% | 97.67% | 97.27% | 96.83% | 96.37% | 96.99% | 96.04% |
avg mortgage rate | 6.35% | 4.43% | 2.98% | 3.34% | 4.35% | 4.66% | 4.26% | 3.99% | 4.16% |
% 15 year fixed mortgage | 1.83% | 1.93% | 1.84% | 1.60% | 1.99% | 2.71% | 3.11% | 2.61% | 3.55% |
avg mortgage rate | 5.53% | 3.62% | 2.37% | 2.82% | 3.73% | 4.02% | 3.50% | 3.17% | 3.24% |
Avg credit score | 756.77 | 762.30 | 762.37 | 769.05 | 757.50 | 755.28 | 751.66 | 752.73 | 754.27 |
Avg LTV (loan to value) | 77.91% | 77.82% | 77.93% | 77.96% | 76.10% | 73.69% | 75.18% | 75.68% | 75.25% |
Avg DTI (debt to income) | 40.60 | 39.46 | 37.35 | 37.10 | 38.72 | 38.73 | 38.08 | 37.26 | 36.97 |
% First time homebuyer | 59.68% | 56.84% | 56.44% | 56.11% | 52.89% | 48.25% | 45.42% | 43.25% | 42.74% |
Avg mortgage insurance % | 11.32% | 10.61% | 9.69% | 9.55% | 9.30% | 6.82% | 6.61% | 6.74% | 5.80% |
Best Mortgage Brokers around Saint Helena, California 94574
For those searching for a new home in Saint Helena, we have compiled a list of the top mortgage brokers located in and around Saint Helena, California 94574 to assist you with your search.
North Point Commercial Funding Group
1532 Oak Ave
Saint Helena CA 94574
(707) 968-9428
Corinthian Mortgage
33 Zinfandel Ln
Saint Helena CA 94574
(707) 967-0656
http://corinthianmortgage.com
Corinthian Mortgage
1030 Main St
Saint Helena CA 94574
(707) 967-0656
http://corinthianmortgage.com/
Wells Fargo Home Mortgage
1015 Adams St
Saint Helena CA 94574
(707) 963-3000
http://www.wellsfargo.com/mortgage/
Marty Appel Reverse Mortgage Specialist
312 Warren Ave
San Leandro CA 94574
(510) 244-4217
http://www.sanleandroreversemortgages.com/
Address
1532 Oak Ave
Saint Helena CA
Contact
(707) 968-9428
Address
33 Zinfandel Ln
Saint Helena CA
Contact
(707) 967-0656
http://corinthianmortgage.com
Address
1030 Main St
Saint Helena CA
Contact
(707) 967-0656
http://corinthianmortgage.com/