Compare Today’s Mortgage Rates for Salida, California
Pureloan searches mortgage lenders and major banks in Salida, California 95368 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $14,764 or $41 / month is expected in Salida and other areas of Stanislaus county.
Pureloan’s search engine explores all home mortgage options in Salida, California 95368, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Salida, California 95368
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Salida, CA 95368, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Salida, California 95368 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Salida, California and around Stanislaus county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Salida, California 95368
If you’re looking to buy a new home in Salida, we have compiled a list of the leading mortgage brokers around Salida, California 95368 to help you with your search.
Name
Address
Contact
Primerica Financial Services
5446 Pirrone Rd
Salida CA 95368
(209) 531-1088
http://www.primerica.com/public/
Mortgage Center
4520 Broadway
Salida CA 95368
(209) 338-0150
Roc Mortgage
5698 Pirrone Rd
Salida CA 95368
(209) 557-5988
http://www.rocmtg.com
Partners Mortgage
445 W 11th St
Tracy CA 95368
(209) 834-0100
Prospect Mortgage
110 W 10th St
Tracy CA 95368
(209) 832-2567
Address
5446 Pirrone Rd
Salida CA
Contact
(209) 531-1088
http://www.primerica.com/public/
Address
4520 Broadway
Salida CA
Contact
(209) 338-0150
Address
5698 Pirrone Rd
Salida CA
Contact
(209) 557-5988
http://www.rocmtg.com