Compare Today’s Mortgage Rates in Salida, California 95368
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Salida, California 95368.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $13,056 over the lifetime of your 30-year fixed loan, or a monthly savings of $36 in Salida and other areas of Stanislaus county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Salida, California 95368
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Salida, California 95368
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Salida, CA 95368. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Salida, California 95368 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Salida, California and around Stanislaus county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Salida, California 95368
For those searching for a new home in Salida, we have compiled a list of the top mortgage brokers located in and around Salida, California 95368 to assist you with your search.
Name
Address
Contact
Primerica Financial Services
5446 Pirrone Rd
Salida CA 95368
(209) 531-1088
http://www.primerica.com/public/
Mortgage Center
4520 Broadway
Salida CA 95368
(209) 338-0150
Roc Mortgage
5698 Pirrone Rd
Salida CA 95368
(209) 557-5988
http://www.rocmtg.com
Partners Mortgage
445 W 11th St
Tracy CA 95368
(209) 834-0100
Prospect Mortgage
110 W 10th St
Tracy CA 95368
(209) 832-2567
Address
5446 Pirrone Rd
Salida CA
Contact
(209) 531-1088
http://www.primerica.com/public/
Address
4520 Broadway
Salida CA
Contact
(209) 338-0150
Address
5698 Pirrone Rd
Salida CA
Contact
(209) 557-5988
http://www.rocmtg.com