Compare Today’s Mortgage Rates for Salida, California

Pureloan searches mortgage lenders and major banks in Salida, California 95368 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $14,764 or $41 / month is expected in Salida and other areas of Stanislaus county.

Pureloan’s search engine explores all home mortgage options in Salida, California 95368, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Salida, California 95368

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Salida, CA 95368, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Salida, California 95368 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Salida, California and around Stanislaus county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Salida, California 95368

If you’re looking to buy a new home in Salida, we have compiled a list of the leading mortgage brokers around Salida, California 95368 to help you with your search.

Name
Address
Contact

Primerica Financial Services

5446 Pirrone Rd

Salida CA 95368

(209) 531-1088

http://www.primerica.com/public/

Mortgage Center

4520 Broadway

Salida CA 95368

(209) 338-0150

Roc Mortgage

5698 Pirrone Rd

Salida CA 95368

(209) 557-5988

http://www.rocmtg.com

Partners Mortgage

445 W 11th St

Tracy CA 95368

(209) 834-0100

Prospect Mortgage

110 W 10th St

Tracy CA 95368

(209) 832-2567

Address

5446 Pirrone Rd

Salida CA

Contact

(209) 531-1088

http://www.primerica.com/public/

Address

4520 Broadway

Salida CA

Contact

(209) 338-0150

Address

5698 Pirrone Rd

Salida CA

Contact

(209) 557-5988

http://www.rocmtg.com

News on Mortgages and Reverse Mortgages for Salida, California 95368