Compare Today’s Mortgage Rates in San Andreas, California 95249
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in San Andreas, California 95249.
Our search engine thoroughly explores all home mortgage options in San Andreas, California 95249, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $10,100 in lifetime cash or $28 per month in San Andreas and other areas of Calaveras county.
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Summary of Average Mortgages in San Andreas, California 95249
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for San Andreas, California 95249
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in San Andreas, CA 95249. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in San Andreas, California 95249 from 2024 - 2016
We have compiled mortgage rates charts for home loans in San Andreas, California and around Calaveras county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
| avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
| % 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
| avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
| Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
| Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
| Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
| % First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
| Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around San Andreas, California 95249
For those searching for a new home in San Andreas, we have compiled a list of the top mortgage brokers located in and around San Andreas, California 95249 to assist you with your search.
Name
Address
Contact
Loans For Five
617 S Lower Sacramento Rd
Lodi CA 95249
(209) 333-2474
Lodi Home Loans
1110 W Kettleman Ln
Lodi CA 95249
(209) 333-3739
Russell T Shafter
5665 N Pershing Ave
Stockton CA 95249
(209) 451-1422
Check 'n Go
980 W Robinhood Dr
Stockton CA 95249
(209) 477-4444
comments@checkngo.com
Mortgage House
7339 Pacific Ave
Stockton CA 95249
(209) 474-7111
s.kdavis@verizon.net
Address
617 S Lower Sacramento Rd
Lodi CA
Contact
(209) 333-2474
Address
1110 W Kettleman Ln
Lodi CA
Contact
(209) 333-3739
Address
5665 N Pershing Ave
Stockton CA
Contact
(209) 451-1422