Compare Today’s Mortgage Rates for San Andreas, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in San Andreas, California 95249. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $10,790 or $30 / month in San Andreas and surrounding areas of Calaveras county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for San Andreas, California 95249.
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Summary of Average Mortgage Terms in San Andreas, California 95249
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in San Andreas, CA 95249, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for San Andreas, California 95249 from 2012 - 2019
We have compiled mortgage rate charts for home loans in San Andreas, California and around Calaveras county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around San Andreas, California 95249
If you’re looking to buy a new home in San Andreas, we have compiled a list of the leading mortgage brokers around San Andreas, California 95249 to help you with your search.
Name
Address
Contact
Loans For Five
617 S Lower Sacramento Rd
Lodi CA 95249
(209) 333-2474
Lodi Home Loans
1110 W Kettleman Ln
Lodi CA 95249
(209) 333-3739
Russell T Shafter
5665 N Pershing Ave
Stockton CA 95249
(209) 451-1422
Check 'n Go
980 W Robinhood Dr
Stockton CA 95249
(209) 477-4444
comments@checkngo.com
Mortgage House
7339 Pacific Ave
Stockton CA 95249
(209) 474-7111
s.kdavis@verizon.net
Address
617 S Lower Sacramento Rd
Lodi CA
Contact
(209) 333-2474
Address
1110 W Kettleman Ln
Lodi CA
Contact
(209) 333-3739
Address
5665 N Pershing Ave
Stockton CA
Contact
(209) 451-1422