Compare Today’s Mortgage Rates for San Diego, California
Pureloan searches mortgage lenders and major banks in San Diego, California 92115 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $24,760 or $69 / month is expected in San Diego and other areas of San Diego county.
Pureloan’s search engine explores all home mortgage options in San Diego, California 92115, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in San Diego, California 92115
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Interactive Mortgage Rate Projections for San Diego, CA
To forecast and predict mortgage rates in San Diego, CA 92115, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for San Diego, California 92115 from 2013 - 2020
We have compiled mortgage rate charts for home loans in San Diego, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around San Diego, California 92115
If you’re looking to buy a new home in San Diego, we have compiled a list of the leading mortgage brokers around San Diego, California 92115 to help you with your search.
Legacy Reverse Mortgage
11526 Sorrento Valley Rd
San Diego CA 92115
(858) 847-9600
info@legacyreversemortgage.com
Integrity Capital
11300 Sorrento Valley Rd
San Diego CA 92115
(858) 642-1990
http://www.truhealthandwellness.com/
Plaza Home Mortgage
4820 Eastgate Mall
San Diego CA 92115
(858) 346-1201
customerservice@plazahomemortgage.com
Bexil American Mortgage
10770 Wateridge Cir
San Diego CA 92115
(858) 457-8611
loans@amnetwholesale.com
Stonebridge Lending
11300 Sorrento Valley Rd
San Diego CA 92115
(800) 450-2018
http://www.stonebridgelending.net/
Address
11526 Sorrento Valley Rd
San Diego CA
Contact
(858) 847-9600
info@legacyreversemortgage.com
Address
11300 Sorrento Valley Rd
San Diego CA
Contact
(858) 642-1990
http://www.truhealthandwellness.com/
Address
4820 Eastgate Mall
San Diego CA
Contact
(858) 346-1201
customerservice@plazahomemortgage.com