Compare Today’s Mortgage Rates in San Diego, California 92101
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in San Diego, California 92101.
Our search engine thoroughly explores all home mortgage options in San Diego, California 92101, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $24,661 in lifetime cash or $69 per month in San Diego and other areas of San Diego county.
Summary of Average Mortgages in San Diego, California 92101
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Interactive Mortgage Rate Projections for San Diego, California 92101
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in San Diego, CA 92101. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in San Diego, California 92101 from 2024 - 2016
We have compiled mortgage rates charts for home loans in San Diego, California and around San Diego county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.80% | 97.72% | 97.29% | 97.28% | 95.73% | 95.72% | 95.33% | 95.73% | 95.76% |
avg mortgage rate | 6.29% | 4.40% | 2.94% | 3.29% | 4.30% | 4.56% | 4.21% | 3.97% | 4.13% |
% 15 year fixed mortgage | 2.49% | 1.65% | 2.37% | 2.27% | 3.58% | 3.44% | 4.21% | 3.77% | 3.75% |
avg mortgage rate | 5.52% | 3.56% | 2.36% | 2.81% | 3.68% | 3.89% | 3.52% | 3.14% | 3.25% |
Avg credit score | 766.77 | 769.74 | 767.42 | 768.62 | 762.08 | 761.14 | 757.90 | 757.32 | 760.43 |
Avg LTV (loan to value) | 69.26% | 70.11% | 73.65% | 74.17% | 71.76% | 69.55% | 71.03% | 72.81% | 72.45% |
Avg DTI (debt to income) | 40.87 | 40.23 | 38.16 | 37.88 | 39.33 | 39.87 | 39.01 | 38.40 | 38.43 |
% First time homebuyer | 48.22% | 43.72% | 46.30% | 44.31% | 42.60% | 40.50% | 38.79% | 37.66% | 37.22% |
Avg mortgage insurance % | 7.29% | 6.25% | 6.59% | 7.51% | 6.86% | 4.80% | 5.05% | 5.67% | 4.43% |
Best Mortgage Brokers around San Diego, California 92101
For those searching for a new home in San Diego, we have compiled a list of the top mortgage brokers located in and around San Diego, California 92101 to assist you with your search.
Legacy Reverse Mortgage
11526 Sorrento Valley Rd
San Diego CA 92101
(858) 847-9600
info@legacyreversemortgage.com
Integrity Capital
11300 Sorrento Valley Rd
San Diego CA 92101
(858) 642-1990
http://www.truhealthandwellness.com/
Plaza Home Mortgage
4820 Eastgate Mall
San Diego CA 92101
(858) 346-1201
customerservice@plazahomemortgage.com
Bexil American Mortgage
10770 Wateridge Cir
San Diego CA 92101
(858) 457-8611
loans@amnetwholesale.com
Stonebridge Lending
11300 Sorrento Valley Rd
San Diego CA 92101
(800) 450-2018
http://www.stonebridgelending.net/
Address
11526 Sorrento Valley Rd
San Diego CA
Contact
(858) 847-9600
info@legacyreversemortgage.com
Address
11300 Sorrento Valley Rd
San Diego CA
Contact
(858) 642-1990
http://www.truhealthandwellness.com/
Address
4820 Eastgate Mall
San Diego CA
Contact
(858) 346-1201
customerservice@plazahomemortgage.com