Compare Today’s Mortgage Rates for San Diego, California

Pureloan searches mortgage lenders and major banks in San Diego, California 92115 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $24,760 or $69 / month is expected in San Diego and other areas of San Diego county.

Pureloan’s search engine explores all home mortgage options in San Diego, California 92115, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in San Diego, California 92115

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for San Diego, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in San Diego, CA 92115, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for San Diego, CA

Historical Mortgage Rates for San Diego, California 92115 from 2013 - 2020

We have compiled mortgage rate charts for home loans in San Diego, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around San Diego, California 92115

If you’re looking to buy a new home in San Diego, we have compiled a list of the leading mortgage brokers around San Diego, California 92115 to help you with your search.

Name
Address
Contact

Wesley Financial Services

6379 Rancho Mission Rd

San Diego CA 92115

(619) 325-3518

Ad Valorem Realty

7720 Paradise Valley Rd

San Diego CA 92115

(619) 472-7171

http://advaloremrealty.com

Mortgage Partners

7428 Jackson Dr

San Diego CA 92115

(619) 461-4610

schullerr@aol.com

Norton Natalie

7428 Jackson Dr

San Diego CA 92115

(619) 433-8475

Wulensirealestate

6312 Lake Atlin Ave

San Diego CA 92115

(740) 757-0408

http://tthunda2009.intuitwebsites.com/

Address

6379 Rancho Mission Rd

San Diego CA

Contact

(619) 325-3518

Address

7720 Paradise Valley Rd

San Diego CA

Contact

(619) 472-7171

http://advaloremrealty.com

Address

7428 Jackson Dr

San Diego CA

Contact

(619) 461-4610

schullerr@aol.com

News on Mortgages and Reverse Mortgages for San Diego, California 92115