Compare Today’s Mortgage Rates for San Diego, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in San Diego, California 92199. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $29,213 or $81 / month in San Diego and surrounding areas of San Diego county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for San Diego, California 92199.
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Summary of Average Mortgage Terms in San Diego, California 92199


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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in San Diego, CA 92199, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for San Diego, California 92199 from 2012 - 2019
We have compiled mortgage rate charts for home loans in San Diego, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
% 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
% First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around San Diego, California 92199
If you’re looking to buy a new home in San Diego, we have compiled a list of the leading mortgage brokers around San Diego, California 92199 to help you with your search.
Legacy Reverse Mortgage
11526 Sorrento Valley Rd
San Diego CA 92199
(858) 847-9600
info@legacyreversemortgage.com
Integrity Capital
11300 Sorrento Valley Rd
San Diego CA 92199
(858) 642-1990
http://www.truhealthandwellness.com/
Plaza Home Mortgage
4820 Eastgate Mall
San Diego CA 92199
(858) 346-1201
customerservice@plazahomemortgage.com
Bexil American Mortgage
10770 Wateridge Cir
San Diego CA 92199
(858) 457-8611
loans@amnetwholesale.com
Stonebridge Lending
11300 Sorrento Valley Rd
San Diego CA 92199
(800) 450-2018
http://www.stonebridgelending.net/
Address
11526 Sorrento Valley Rd
San Diego CA
Contact
(858) 847-9600
info@legacyreversemortgage.com
Address
11300 Sorrento Valley Rd
San Diego CA
Contact
(858) 642-1990
http://www.truhealthandwellness.com/
Address
4820 Eastgate Mall
San Diego CA
Contact
(858) 346-1201
customerservice@plazahomemortgage.com