Compare Today’s Mortgage Rates for San Francisco, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in San Francisco, California 94125. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $254,951 or $708 / month in San Francisco and other areas of San Francisco county.
Our search engine explores all home mortgage options in San Francisco, California 94125, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in San Francisco, California 94125
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for San Francisco, CA
To forecast and predict mortgage rates in San Francisco, CA 94125, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for San Francisco, California 94125 from 2013 - 2020
We have compiled mortgage rate charts for home loans in San Francisco, California and around San Francisco county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.23% | 93.94% | 94.46% | 94.55% | 95.67% | 95.07% | 95.81% | 97.69% |
| avg mortgage rate | 4.96% | 4.70% | 3.95% | 4.00% | 4.47% | 4.14% | 3.96% | 4.24% |
| % 15 year fixed mortgage | 4.45% | 5.42% | 4.84% | 5.18% | 4.19% | 4.76% | 3.98% | 1.73% |
| avg mortgage rate | 4.35% | 3.90% | 3.32% | 3.20% | 3.46% | 3.33% | 3.16% | 2.83% |
| Avg credit score | 766.40 | 768.92 | 765.75 | 761.90 | 759.78 | 758.65 | 757.19 | 758.90 |
| Avg LTV (loan to value) | 67.95% | 68.55% | 70.92% | 68.75% | 70.29% | 68.52% | 67.52% | 65.50% |
| Avg DTI (debt to income) | 37.09 | 35.94 | 34.84 | 35.57 | 37.03 | 37.94 | 37.87 | 39.28 |
| % First time homebuyer | 52.34% | 48.03% | 46.57% | 45.64% | 44.97% | 45.58% | 49.27% | 41.04% |
| Avg mortgage insurance % | 0.78% | 1.02% | 2.11% | 1.49% | 2.82% | 2.19% | 2.87% | 1.99% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around San Francisco, California 94125
If you’re looking to buy a new home in San Francisco, we have compiled a list of the leading mortgage brokers around San Francisco, California 94125 to help you with your search.
Name
Address
Contact
RPM Mortgage
435 Pacific Ave
San Francisco CA 94125
(415) 898-5626
http://www.rpm-mtg.com
Lending Club
71 Stevenson St
San Francisco CA 94125
(415) 632-5600
http://www.lendingclub.com
Magna Capital Group
128 Spear St
San Francisco CA 94125
(415) 281-3888
tyun@magnacompany.com
Prosper Funding
221 Main St
San Francisco CA 94125
(415) 593-5400
http://prosper.com
Wells Fargo Home Mortgage
201 Mission St
San Francisco CA 94125
(415) 279-6279
http://www.wellsfargo.com/mortgage/
Address
435 Pacific Ave
San Francisco CA
Contact
(415) 898-5626
http://www.rpm-mtg.com
Address
71 Stevenson St
San Francisco CA
Contact
(415) 632-5600
http://www.lendingclub.com
Address
128 Spear St
San Francisco CA
Contact
(415) 281-3888
tyun@magnacompany.com