Compare Today’s Mortgage Rates for San Francisco, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in San Francisco, California 94199. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $433,394 or $1,204 / month in San Francisco and surrounding areas of Santa Clara county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for San Francisco, California 94199.
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Summary of Average Mortgage Terms in San Francisco, California 94199


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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in San Francisco, CA 94199, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for San Francisco, California 94199 from 2012 - 2019
We have compiled mortgage rate charts for home loans in San Francisco, California and around Santa Clara county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.23% | 93.94% | 94.46% | 94.55% | 95.67% | 95.07% | 95.81% | 97.69% |
avg mortgage rate | 4.96% | 4.70% | 3.95% | 4.00% | 4.47% | 4.14% | 3.96% | 4.24% |
% 15 year fixed mortgage | 4.45% | 5.42% | 4.84% | 5.18% | 4.19% | 4.76% | 3.98% | 1.73% |
avg mortgage rate | 4.35% | 3.90% | 3.32% | 3.20% | 3.46% | 3.33% | 3.16% | 2.83% |
Avg credit score | 766.40 | 768.92 | 765.75 | 761.90 | 759.78 | 758.65 | 757.19 | 758.90 |
Avg LTV (loan to value) | 67.95% | 68.55% | 70.92% | 68.75% | 70.29% | 68.52% | 67.52% | 65.50% |
Avg DTI (debt to income) | 37.09 | 35.94 | 34.84 | 35.57 | 37.03 | 37.94 | 37.87 | 39.28 |
% First time homebuyer | 52.34% | 48.03% | 46.57% | 45.64% | 44.97% | 45.58% | 49.27% | 41.04% |
Avg mortgage insurance % | 0.78% | 1.02% | 2.11% | 1.49% | 2.82% | 2.19% | 2.87% | 1.99% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around San Francisco, California 94199
If you’re looking to buy a new home in San Francisco, we have compiled a list of the leading mortgage brokers around San Francisco, California 94199 to help you with your search.
RPM Mortgage
435 Pacific Ave
San Francisco CA 94199
(415) 898-5626
http://www.rpm-mtg.com
Lending Club
71 Stevenson St
San Francisco CA 94199
(415) 632-5600
http://www.lendingclub.com
Magna Capital Group
128 Spear St
San Francisco CA 94199
(415) 281-3888
tyun@magnacompany.com
Prosper Funding
221 Main St
San Francisco CA 94199
(415) 593-5400
http://prosper.com
Wells Fargo Home Mortgage
201 Mission St
San Francisco CA 94199
(415) 279-6279
http://www.wellsfargo.com/mortgage/
Address
435 Pacific Ave
San Francisco CA
Contact
(415) 898-5626
http://www.rpm-mtg.com
Address
71 Stevenson St
San Francisco CA
Contact
(415) 632-5600
http://www.lendingclub.com
Address
128 Spear St
San Francisco CA
Contact
(415) 281-3888
tyun@magnacompany.com