Compare Today’s Mortgage Rates for San Gregorio, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in San Gregorio, California 94074. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $194,280 or $540 / month in San Gregorio and surrounding areas of San Mateo county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for San Gregorio, California 94074.
No suitable program is found
Summary of Average Mortgage Terms in San Gregorio, California 94074
Become a certified mortgage expert on Pureloan.com
in San Gregorio, California 94074
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in San Gregorio, CA 94074, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for San Gregorio, California 94074 from 2012 - 2019
We have compiled mortgage rate charts for home loans in San Gregorio, California and around San Mateo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.23% | 93.94% | 94.46% | 94.55% | 95.67% | 95.07% | 95.81% | 97.69% |
| avg mortgage rate | 4.96% | 4.70% | 3.95% | 4.00% | 4.47% | 4.14% | 3.96% | 4.24% |
| % 15 year fixed mortgage | 4.45% | 5.42% | 4.84% | 5.18% | 4.19% | 4.76% | 3.98% | 1.73% |
| avg mortgage rate | 4.35% | 3.90% | 3.32% | 3.20% | 3.46% | 3.33% | 3.16% | 2.83% |
| Avg credit score | 766.40 | 768.92 | 765.75 | 761.90 | 759.78 | 758.65 | 757.19 | 758.90 |
| Avg LTV (loan to value) | 67.95% | 68.55% | 70.92% | 68.75% | 70.29% | 68.52% | 67.52% | 65.50% |
| Avg DTI (debt to income) | 37.09 | 35.94 | 34.84 | 35.57 | 37.03 | 37.94 | 37.87 | 39.28 |
| % First time homebuyer | 52.34% | 48.03% | 46.57% | 45.64% | 44.97% | 45.58% | 49.27% | 41.04% |
| Avg mortgage insurance % | 0.78% | 1.02% | 2.11% | 1.49% | 2.82% | 2.19% | 2.87% | 1.99% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around San Gregorio, California 94074
If you’re looking to buy a new home in San Gregorio, we have compiled a list of the leading mortgage brokers around San Gregorio, California 94074 to help you with your search.
Reign Financial
542 El Camino Real
San Carlos CA 94074
(650) 508-4440
http://www.reigncompanies.com
Cal-West Home Loans
569 Laurel St
San Carlos CA 94074
(650) 591-7321
http://www.calwestinvestments.com/
Welcare Finanacial Group
1668 El Camino Real
San Carlos CA 94074
(650) 802-9288
http://wellcare.com
Access Financial & Real Estate Services
1321 Laurel St
San Carlos CA 94074
(650) 632-1800
accessrealestatesancarlos@gmail.com
Reign Financial
1250 San Carlos Ave
San Carlos CA 94074
(650) 508-4440
Address
542 El Camino Real
San Carlos CA
Contact
(650) 508-4440
http://www.reigncompanies.com
Address
569 Laurel St
San Carlos CA
Contact
(650) 591-7321
http://www.calwestinvestments.com/
Address
1668 El Camino Real
San Carlos CA
Contact
(650) 802-9288
http://wellcare.com