Compare Today’s Mortgage Rates in San Jose, California 95132
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in San Jose, California 95132.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in San Jose, California 95132. For a 30-year fixed loan, our calculations show that you can expect to save up to $73,335 over the lifetime of your mortgage, which translates to a monthly savings of $204 in San Jose and other areas of Santa Clara county.
Summary of Average Mortgages in San Jose, California 95132
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Interactive Mortgage Rate Projections for San Jose, California 95132
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in San Jose, CA 95132. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in San Jose, California 95132 from 2024 - 2016
We have compiled mortgage rates charts for home loans in San Jose, California and around Santa Clara county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around San Jose, California 95132
For those searching for a new home in San Jose, we have compiled a list of the top mortgage brokers located in and around San Jose, California 95132 to assist you with your search.
World Savings
Eastridge Shopping C
San Jose CA 95132
(408) 238-0770
http://www.wachovia.com
Ramiro G. Garcia
1550 El Paseo De Saratoga
San Jose CA 95132
(408) 364-2896
ramiro.garcia@usbank.com
Union Home Loans
3381 Stevens Creek Blvd
San Jose CA 95132
(415) 224-2600
Waterfield Financial
4020 Moorpark Ave
San Jose CA 95132
(408) 244-1772
Yang Elaine-S & E Mortgage
3110 Riddle Rd
San Jose CA 95132
(408) 253-8899
http://dragonkingacupuncture.com
Address
Eastridge Shopping C
San Jose CA
Contact
(408) 238-0770
http://www.wachovia.com
Address
1550 El Paseo De Saratoga
San Jose CA
Contact
(408) 364-2896
ramiro.garcia@usbank.com
Address
3381 Stevens Creek Blvd
San Jose CA
Contact
(415) 224-2600