Compare Today’s Mortgage Rates for San Jose, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in San Jose, California 95117. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $182,108 or $506 / month in San Jose and other areas of Santa Clara county.

Our search engine explores all home mortgage options in San Jose, California 95117, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in San Jose, California 95117

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for San Jose, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in San Jose, CA 95117, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for San Jose, CA

Historical Mortgage Rates for San Jose, California 95117 from 2013 - 2020

We have compiled mortgage rate charts for home loans in San Jose, California and around Santa Clara county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around San Jose, California 95117

If you’re looking to buy a new home in San Jose, we have compiled a list of the leading mortgage brokers around San Jose, California 95117 to help you with your search.

Name
Address
Contact

World Savings

Eastridge Shopping C

San Jose CA 95117

(408) 238-0770

http://www.wachovia.com

Ramiro G. Garcia

1550 El Paseo De Saratoga

San Jose CA 95117

(408) 364-2896

ramiro.garcia@usbank.com

Union Home Loans

3381 Stevens Creek Blvd

San Jose CA 95117

(415) 224-2600

Waterfield Financial

4020 Moorpark Ave

San Jose CA 95117

(408) 244-1772

Yang Elaine-S & E Mortgage

3110 Riddle Rd

San Jose CA 95117

(408) 253-8899

http://dragonkingacupuncture.com

Address

Eastridge Shopping C

San Jose CA

Contact

(408) 238-0770

http://www.wachovia.com

Address

1550 El Paseo De Saratoga

San Jose CA

Contact

(408) 364-2896

ramiro.garcia@usbank.com

Address

3381 Stevens Creek Blvd

San Jose CA

Contact

(415) 224-2600

News on Mortgages and Reverse Mortgages for San Jose, California 95117