Compare Today’s Mortgage Rates for San Juan Capistrano, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in San Juan Capistrano, California 92693. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $32,054 or $89 / month in San Juan Capistrano and other areas of Orange county.
Our search engine explores all home mortgage options in San Juan Capistrano, California 92693, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in San Juan Capistrano, California 92693
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APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in San Juan Capistrano, CA 92693, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for San Juan Capistrano, California 92693 from 2012 - 2019
We have compiled mortgage rate charts for home loans in San Juan Capistrano, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around San Juan Capistrano, California 92693
If you’re looking to buy a new home in San Juan Capistrano, we have compiled a list of the leading mortgage brokers around San Juan Capistrano, California 92693 to help you with your search.
Name
Address
Contact
Americas Mortgage Credit
27134 Paseo Espada
San Juan Capistrano CA 92693
(949) 373-2110
Directmortgagepro.com
32240 Paseo Adelanto
San Juan Capistrano CA 92693
(760) 438-4855
Western States Financial Services
27241 Paseo Peregrino
San Juan Capistrano CA 92693
(949) 496-3800
Wells Fargo Home Mortgage
32241 Camino Capistrano
San Juan Capistrano CA 92693
(949) 493-1382
http://www.wellsfargo.com/mortgage/
Golden Shores Financial
29122 Rancho Viejo Rd
San Juan Capistrano CA 92693
(949) 661-7636
Address
27134 Paseo Espada
San Juan Capistrano CA
Contact
(949) 373-2110
Address
32240 Paseo Adelanto
San Juan Capistrano CA
Contact
(760) 438-4855
Address
27241 Paseo Peregrino
San Juan Capistrano CA
Contact
(949) 496-3800