Compare Today’s Mortgage Rates for San Juan Capistrano, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in San Juan Capistrano, California 92693. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $32,054 or $89 / month in San Juan Capistrano and other areas of Orange county.

Our search engine explores all home mortgage options in San Juan Capistrano, California 92693, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in San Juan Capistrano, California 92693

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in San Juan Capistrano, CA 92693, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for San Juan Capistrano, California 92693 from 2012 - 2019

We have compiled mortgage rate charts for home loans in San Juan Capistrano, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around San Juan Capistrano, California 92693

If you’re looking to buy a new home in San Juan Capistrano, we have compiled a list of the leading mortgage brokers around San Juan Capistrano, California 92693 to help you with your search.

Name
Address
Contact

Americas Mortgage Credit

27134 Paseo Espada

San Juan Capistrano CA 92693

(949) 373-2110

Directmortgagepro.com

32240 Paseo Adelanto

San Juan Capistrano CA 92693

(760) 438-4855

Western States Financial Services

27241 Paseo Peregrino

San Juan Capistrano CA 92693

(949) 496-3800

Wells Fargo Home Mortgage

32241 Camino Capistrano

San Juan Capistrano CA 92693

(949) 493-1382

http://www.wellsfargo.com/mortgage/

Golden Shores Financial

29122 Rancho Viejo Rd

San Juan Capistrano CA 92693

(949) 661-7636

Address

27134 Paseo Espada

San Juan Capistrano CA

Contact

(949) 373-2110

Address

32240 Paseo Adelanto

San Juan Capistrano CA

Contact

(760) 438-4855

Address

27241 Paseo Peregrino

San Juan Capistrano CA

Contact

(949) 496-3800

News on Mortgages and Reverse Mortgages for San Juan Capistrano, California 92693