Compare Today’s Mortgage Rates for San Lucas, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in San Lucas, California 93954. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,989 or $25 / month in San Lucas and surrounding areas of Monterey county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for San Lucas, California 93954.
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Summary of Average Mortgage Terms in San Lucas, California 93954
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in San Lucas, CA 93954, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for San Lucas, California 93954 from 2012 - 2019
We have compiled mortgage rate charts for home loans in San Lucas, California and around Monterey county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around San Lucas, California 93954
If you’re looking to buy a new home in San Lucas, we have compiled a list of the leading mortgage brokers around San Lucas, California 93954 to help you with your search.
Name
Address
Contact
Check 'n Go
1171 Fremont Blvd
Seaside CA 93954
(831) 899-1516
comments@checkngo.com
The Mortgage Connection
1123 Fremont Blvd
Seaside CA 93954
(831) 393-1353
Treehouse Mortgage Group
704 Forest Ave
Pacific Grove CA 93954
(831) 372-3151
hdaunt@treehousemortgage.com
Funding Profiles
440 N Wolfe Rd
Sunnyvale CA 93954
(408) 498-5840
Springleaf Financial Services
949 El Camino Real
South San Francisco CA 93954
(650) 952-6383
compliancehelpline@slfs.com
Address
1171 Fremont Blvd
Seaside CA
Contact
(831) 899-1516
comments@checkngo.com
Address
1123 Fremont Blvd
Seaside CA
Contact
(831) 393-1353
Address
704 Forest Ave
Pacific Grove CA
Contact
(831) 372-3151
hdaunt@treehousemortgage.com