Compare Today’s Mortgage Rates for San Luis Obispo, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in San Luis Obispo, California 93410. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $30,821 or $86 / month in San Luis Obispo and other areas of San Luis Obispo county.

Our search engine explores all home mortgage options in San Luis Obispo, California 93410, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in San Luis Obispo, California 93410

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in San Luis Obispo, CA 93410, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for San Luis Obispo, California 93410 from 2012 - 2019

We have compiled mortgage rate charts for home loans in San Luis Obispo, California and around San Luis Obispo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around San Luis Obispo, California 93410

If you’re looking to buy a new home in San Luis Obispo, we have compiled a list of the leading mortgage brokers around San Luis Obispo, California 93410 to help you with your search.

Name
Address
Contact

Keller Financial Services

6613 Bay Laurel Pl

San Luis Obispo CA 93410

(805) 595-2352

Storni Rick

554 Ellen Way

San Luis Obispo CA 93410

(805) 541-5060

American Financial Network

755 Santa Rosa St

San Luis Obispo CA 93410

(805) 543-0200

Prospect Mortgage

755 Santa Rosa St

San Luis Obispo CA 93410

(800) 464-2484

La Casa Mortgage Company

225 Prado Rd

San Luis Obispo CA 93410

(805) 784-0290

Address

6613 Bay Laurel Pl

San Luis Obispo CA

Contact

(805) 595-2352

Address

554 Ellen Way

San Luis Obispo CA

Contact

(805) 541-5060

Address

755 Santa Rosa St

San Luis Obispo CA

Contact

(805) 543-0200

News on Mortgages and Reverse Mortgages for San Luis Obispo, California 93410