Compare Today’s Mortgage Rates in San Marcos, California 92079
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in San Marcos, California 92079.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $22,122 over the lifetime of your 30-year fixed loan, or a monthly savings of $61 in San Marcos and other areas of San Diego county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in San Marcos, California 92079
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for San Marcos, California 92079
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in San Marcos, CA 92079. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in San Marcos, California 92079 from 2024 - 2016
We have compiled mortgage rates charts for home loans in San Marcos, California and around San Diego county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.73% | 97.72% | 97.96% | 97.25% | 96.99% | 96.45% | 96.68% | 96.83% | 96.42% |
avg mortgage rate | 6.35% | 4.36% | 2.96% | 3.34% | 4.30% | 4.60% | 4.24% | 3.95% | 4.13% |
% 15 year fixed mortgage | 2.02% | 1.96% | 1.60% | 1.86% | 2.46% | 2.91% | 2.75% | 2.78% | 2.98% |
avg mortgage rate | 5.49% | 3.61% | 2.32% | 2.88% | 3.73% | 3.91% | 3.36% | 3.14% | 3.27% |
Avg credit score | 760.51 | 767.34 | 767.78 | 765.33 | 758.14 | 758.64 | 755.41 | 754.50 | 758.06 |
Avg LTV (loan to value) | 75.06% | 75.92% | 77.60% | 77.25% | 75.86% | 73.77% | 74.95% | 75.79% | 74.60% |
Avg DTI (debt to income) | 41.21 | 39.91 | 38.26 | 38.05 | 39.43 | 39.29 | 38.43 | 38.37 | 37.52 |
% First time homebuyer | 54.80% | 48.40% | 46.38% | 45.47% | 45.44% | 38.39% | 35.12% | 36.62% | 31.32% |
Avg mortgage insurance % | 10.14% | 9.38% | 9.64% | 9.91% | 9.12% | 7.07% | 6.74% | 7.56% | 6.15% |
Best Mortgage Brokers around San Marcos, California 92079
For those searching for a new home in San Marcos, we have compiled a list of the top mortgage brokers located in and around San Marcos, California 92079 to assist you with your search.
Name
Address
Contact
SprinklerPRO
663 S Rancho Santa Fe Rd
San Marcos CA 92079
(760) 828-1839
sprinklerprorepair@gmail.com
Lifetime Financial
960 W San Marcos Blvd
San Marcos CA 92079
(760) 744-9200
Jdp Mortgage H
1001 W San Marcos Blvd
San Marcos CA 92079
(760) 798-0383
Alan James College Group
817 W San Marcos Blvd
San Marcos CA 92079
(760) 744-7651
G L Mortgage
960 W San Marcos Blvd
San Marcos CA 92079
(760) 598-9001
http://glmortgage.net
Address
663 S Rancho Santa Fe Rd
San Marcos CA
Contact
(760) 828-1839
sprinklerprorepair@gmail.com
Address
960 W San Marcos Blvd
San Marcos CA
Contact
(760) 744-9200
Address
1001 W San Marcos Blvd
San Marcos CA
Contact
(760) 798-0383