Compare Today’s Mortgage Rates for San Marcos, California

Pureloan searches mortgage lenders and major banks in San Marcos, California 92096 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $26,206 or $73 / month is expected in San Marcos and other areas of San Diego county.

Pureloan’s search engine explores all home mortgage options in San Marcos, California 92096, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in San Marcos, California 92096

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in San Marcos, CA 92096, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for San Marcos, California 92096 from 2012 - 2019

We have compiled mortgage rate charts for home loans in San Marcos, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around San Marcos, California 92096

If you’re looking to buy a new home in San Marcos, we have compiled a list of the leading mortgage brokers around San Marcos, California 92096 to help you with your search.

Name
Address
Contact

SprinklerPRO

663 S Rancho Santa Fe Rd

San Marcos CA 92096

(760) 828-1839

sprinklerprorepair@gmail.com

Lifetime Financial

960 W San Marcos Blvd

San Marcos CA 92096

(760) 744-9200

Jdp Mortgage H

1001 W San Marcos Blvd

San Marcos CA 92096

(760) 798-0383

Alan James College Group

817 W San Marcos Blvd

San Marcos CA 92096

(760) 744-7651

G L Mortgage

960 W San Marcos Blvd

San Marcos CA 92096

(760) 598-9001

http://glmortgage.net

Address

663 S Rancho Santa Fe Rd

San Marcos CA

Contact

(760) 828-1839

sprinklerprorepair@gmail.com

Address

960 W San Marcos Blvd

San Marcos CA

Contact

(760) 744-9200

Address

1001 W San Marcos Blvd

San Marcos CA

Contact

(760) 798-0383

News on Mortgages and Reverse Mortgages for San Marcos, California 92096