Compare Today’s Mortgage Rates for San Martin, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in San Martin, California 95046. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $149,446 or $415 / month in San Martin and other areas of Santa Clara county.
Our search engine explores all home mortgage options in San Martin, California 95046, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in San Martin, California 95046
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in San Martin, CA 95046, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for San Martin, California 95046 from 2012 - 2019
We have compiled mortgage rate charts for home loans in San Martin, California and around Santa Clara county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around San Martin, California 95046
If you’re looking to buy a new home in San Martin, we have compiled a list of the leading mortgage brokers around San Martin, California 95046 to help you with your search.
Name
Address
Contact
Martin Group Lending
13025 Murphy Ave
San Martin CA 95046
(408) 686-0778
Sun Valley Realty
3130 De La Cruz Blvd
Santa Clara CA 95046
(408) 496-5867
Summit Mortgage
3333 Bowers Ave
Santa Clara CA 95046
(408) 987-4080
joakimson@summitmortgage.com
Real Star Realty Advisors
5201 Great America Pkwy
Santa Clara CA 95046
(408) 850-7263
http://www.suiteamerica.com
Global Financing
3080 Olcott St
Santa Clara CA 95046
(408) 727-3388
hsyi@corecessglobal.com
Address
13025 Murphy Ave
San Martin CA
Contact
(408) 686-0778
Address
3130 De La Cruz Blvd
Santa Clara CA
Contact
(408) 496-5867
Address
3333 Bowers Ave
Santa Clara CA
Contact
(408) 987-4080
joakimson@summitmortgage.com