Compare Today’s Mortgage Rates for San Mateo, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in San Mateo, California 94497. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $209,225 or $581 / month in San Mateo and other areas of San Mateo county.

Our search engine explores all home mortgage options in San Mateo, California 94497, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in San Mateo, California 94497

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in San Mateo, CA 94497, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for San Mateo, California 94497 from 2012 - 2019

We have compiled mortgage rate charts for home loans in San Mateo, California and around San Mateo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.23% 93.94% 94.46% 94.55% 95.67% 95.07% 95.81% 97.69%
avg mortgage rate 4.96% 4.70% 3.95% 4.00% 4.47% 4.14% 3.96% 4.24%
% 15 year fixed mortgage 4.45% 5.42% 4.84% 5.18% 4.19% 4.76% 3.98% 1.73%
avg mortgage rate 4.35% 3.90% 3.32% 3.20% 3.46% 3.33% 3.16% 2.83%
Avg credit score 766.40 768.92 765.75 761.90 759.78 758.65 757.19 758.90
Avg LTV (loan to value) 67.95% 68.55% 70.92% 68.75% 70.29% 68.52% 67.52% 65.50%
Avg DTI (debt to income) 37.09 35.94 34.84 35.57 37.03 37.94 37.87 39.28
% First time homebuyer 52.34% 48.03% 46.57% 45.64% 44.97% 45.58% 49.27% 41.04%
Avg mortgage insurance % 0.78% 1.02% 2.11% 1.49% 2.82% 2.19% 2.87% 1.99%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around San Mateo, California 94497

If you’re looking to buy a new home in San Mateo, we have compiled a list of the leading mortgage brokers around San Mateo, California 94497 to help you with your search.

Name
Address
Contact

Americal Financial

302 Baldwin Ave

San Mateo CA 94497

(650) 548-0605

First Metropolitan Mortgage

500 Ben Franklin Ct

San Mateo CA 94497

(650) 685-5400

Acacia Capital Corporation

101 S Ellsworth Ave

San Mateo CA 94497

(650) 372-6400

sanmateo@acacia-capital.com

Pazco Funding

600 N San Mateo Dr

San Mateo CA 94497

(650) 579-7181

Coast Financial

60 E 3rd Ave

San Mateo CA 94497

(650) 343-3992

Address

302 Baldwin Ave

San Mateo CA

Contact

(650) 548-0605

Address

500 Ben Franklin Ct

San Mateo CA

Contact

(650) 685-5400

Address

101 S Ellsworth Ave

San Mateo CA

Contact

(650) 372-6400

sanmateo@acacia-capital.com

News on Mortgages and Reverse Mortgages for San Mateo, California 94497