Compare Today’s Mortgage Rates for San Mateo, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in San Mateo, California 94497. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $209,225 or $581 / month in San Mateo and other areas of San Mateo county.
Our search engine explores all home mortgage options in San Mateo, California 94497, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in San Mateo, California 94497
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in San Mateo, CA 94497, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for San Mateo, California 94497 from 2012 - 2019
We have compiled mortgage rate charts for home loans in San Mateo, California and around San Mateo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.23% | 93.94% | 94.46% | 94.55% | 95.67% | 95.07% | 95.81% | 97.69% |
| avg mortgage rate | 4.96% | 4.70% | 3.95% | 4.00% | 4.47% | 4.14% | 3.96% | 4.24% |
| % 15 year fixed mortgage | 4.45% | 5.42% | 4.84% | 5.18% | 4.19% | 4.76% | 3.98% | 1.73% |
| avg mortgage rate | 4.35% | 3.90% | 3.32% | 3.20% | 3.46% | 3.33% | 3.16% | 2.83% |
| Avg credit score | 766.40 | 768.92 | 765.75 | 761.90 | 759.78 | 758.65 | 757.19 | 758.90 |
| Avg LTV (loan to value) | 67.95% | 68.55% | 70.92% | 68.75% | 70.29% | 68.52% | 67.52% | 65.50% |
| Avg DTI (debt to income) | 37.09 | 35.94 | 34.84 | 35.57 | 37.03 | 37.94 | 37.87 | 39.28 |
| % First time homebuyer | 52.34% | 48.03% | 46.57% | 45.64% | 44.97% | 45.58% | 49.27% | 41.04% |
| Avg mortgage insurance % | 0.78% | 1.02% | 2.11% | 1.49% | 2.82% | 2.19% | 2.87% | 1.99% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around San Mateo, California 94497
If you’re looking to buy a new home in San Mateo, we have compiled a list of the leading mortgage brokers around San Mateo, California 94497 to help you with your search.
Name
Address
Contact
Americal Financial
302 Baldwin Ave
San Mateo CA 94497
(650) 548-0605
First Metropolitan Mortgage
500 Ben Franklin Ct
San Mateo CA 94497
(650) 685-5400
Acacia Capital Corporation
101 S Ellsworth Ave
San Mateo CA 94497
(650) 372-6400
sanmateo@acacia-capital.com
Pazco Funding
600 N San Mateo Dr
San Mateo CA 94497
(650) 579-7181
Coast Financial
60 E 3rd Ave
San Mateo CA 94497
(650) 343-3992
Address
302 Baldwin Ave
San Mateo CA
Contact
(650) 548-0605
Address
500 Ben Franklin Ct
San Mateo CA
Contact
(650) 685-5400
Address
101 S Ellsworth Ave
San Mateo CA
Contact
(650) 372-6400
sanmateo@acacia-capital.com