Compare Today’s Mortgage Rates in San Ramon, California 94582
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in San Ramon, California 94582.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in San Ramon, California 94582. For a 30-year fixed loan, our calculations show that you can expect to save up to $88,002 over the lifetime of your mortgage, which translates to a monthly savings of $244 in San Ramon and other areas of Contra Costa county.
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Summary of Average Mortgages in San Ramon, California 94582
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for San Ramon, California 94582
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in San Ramon, CA 94582. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in San Ramon, California 94582 from 2024 - 2016
We have compiled mortgage rates charts for home loans in San Ramon, California and around Contra Costa county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.94% | 97.59% | 97.86% | 97.67% | 97.27% | 96.83% | 96.37% | 96.99% | 96.04% |
avg mortgage rate | 6.35% | 4.43% | 2.98% | 3.34% | 4.35% | 4.66% | 4.26% | 3.99% | 4.16% |
% 15 year fixed mortgage | 1.83% | 1.93% | 1.84% | 1.60% | 1.99% | 2.71% | 3.11% | 2.61% | 3.55% |
avg mortgage rate | 5.53% | 3.62% | 2.37% | 2.82% | 3.73% | 4.02% | 3.50% | 3.17% | 3.24% |
Avg credit score | 756.77 | 762.30 | 762.37 | 769.05 | 757.50 | 755.28 | 751.66 | 752.73 | 754.27 |
Avg LTV (loan to value) | 77.91% | 77.82% | 77.93% | 77.96% | 76.10% | 73.69% | 75.18% | 75.68% | 75.25% |
Avg DTI (debt to income) | 40.60 | 39.46 | 37.35 | 37.10 | 38.72 | 38.73 | 38.08 | 37.26 | 36.97 |
% First time homebuyer | 59.68% | 56.84% | 56.44% | 56.11% | 52.89% | 48.25% | 45.42% | 43.25% | 42.74% |
Avg mortgage insurance % | 11.32% | 10.61% | 9.69% | 9.55% | 9.30% | 6.82% | 6.61% | 6.74% | 5.80% |
Best Mortgage Brokers around San Ramon, California 94582
For those searching for a new home in San Ramon, we have compiled a list of the top mortgage brokers located in and around San Ramon, California 94582 to assist you with your search.
Name
Address
Contact
Jonathan Chase Group
101 Coriander Ct
San Ramon CA 94582
(925) 648-9100
United Mortgage Finacial Services
537 Ivy Pointe Cir
San Ramon CA 94582
(925) 964-9094
Century Capital Mortgage
33 Lakeridge Ct
San Ramon CA 94582
(925) 735-6141
Certified Financial Mtg Corporation
4151 Reedland Cir
San Ramon CA 94582
(925) 648-9700
Mann Financial Corporation
6224 Lakeview Cir
San Ramon CA 94582
(925) 735-5092
info@mannfinancial.com
Address
101 Coriander Ct
San Ramon CA
Contact
(925) 648-9100
Address
537 Ivy Pointe Cir
San Ramon CA
Contact
(925) 964-9094
Address
33 Lakeridge Ct
San Ramon CA
Contact
(925) 735-6141