Compare Today’s Mortgage Rates in San Simeon, California 93452
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in San Simeon, California 93452.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $18,858 over the lifetime of your 30-year fixed loan, or a monthly savings of $52 in San Simeon and other areas of San Luis Obispo county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in San Simeon, California 93452
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Interactive Mortgage Rate Projections for San Simeon, California 93452
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in San Simeon, CA 93452. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in San Simeon, California 93452 from 2024 - 2016
We have compiled mortgage rates charts for home loans in San Simeon, California and around San Luis Obispo county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.30% | 97.90% | 98.04% | 97.56% | 97.48% | 97.67% | 96.94% | 97.64% | 96.79% |
avg mortgage rate | 6.37% | 4.47% | 2.97% | 3.34% | 4.33% | 4.63% | 4.25% | 3.98% | 4.13% |
% 15 year fixed mortgage | 1.42% | 1.75% | 1.31% | 1.71% | 1.76% | 2.07% | 2.51% | 2.16% | 2.80% |
avg mortgage rate | 5.83% | 3.76% | 2.26% | 2.85% | 3.72% | 4.03% | 3.43% | 3.16% | 3.43% |
Avg credit score | 758.48 | 765.08 | 759.36 | 760.82 | 755.31 | 758.87 | 754.64 | 753.91 | 756.74 |
Avg LTV (loan to value) | 77.38% | 75.26% | 78.42% | 78.63% | 77.33% | 75.25% | 76.21% | 75.65% | 74.68% |
Avg DTI (debt to income) | 41.93 | 40.44 | 38.55 | 38.30 | 39.85 | 39.71 | 39.12 | 38.09 | 38.13 |
% First time homebuyer | 55.81% | 49.83% | 49.41% | 48.21% | 46.41% | 37.74% | 36.46% | 35.06% | 34.40% |
Avg mortgage insurance % | 12.93% | 9.41% | 10.69% | 10.67% | 9.96% | 7.61% | 7.35% | 7.35% | 5.79% |
Best Mortgage Brokers around San Simeon, California 93452
For those searching for a new home in San Simeon, we have compiled a list of the top mortgage brokers located in and around San Simeon, California 93452 to assist you with your search.
Rabo Agri Finance
411 E Betteravia Rd
Santa Maria CA 93452
(805) 739-0391
World Savings & Loans
930 S Broadway
Santa Maria CA 93452
(805) 922-0271
http://www.worldsavings.com/
American Residential Mortgage Corporation
2236 S Broadway
Santa Maria CA 93452
(800) 752-2831
champloan@aol.com
American Mortgage Lenders
2011 S Broadway
Santa Maria CA 93452
(805) 349-0335
champloan@aol.com
OneMain Financial
238 E Betteravia Rd
Santa Maria CA 93452
(805) 928-9877
http://branches.onemainfinancial.com/ca/santa-maria/238-east-betteravia.html
Address
411 E Betteravia Rd
Santa Maria CA
Contact
(805) 739-0391
Address
930 S Broadway
Santa Maria CA
Contact
(805) 922-0271
http://www.worldsavings.com/
Address
2236 S Broadway
Santa Maria CA
Contact
(800) 752-2831
champloan@aol.com