Compare Today’s Mortgage Rates in Santa Maria, California 93454
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Santa Maria, California 93454.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Santa Maria, California 93454. For a 30-year fixed loan, our calculations show that you can expect to save up to $14,869 over the lifetime of your mortgage, which translates to a monthly savings of $41 in Santa Maria and other areas of Santa Barbara county.
Summary of Average Mortgages in Santa Maria, California 93454
Become a certified mortgage expert on Pureloan.com
in Santa Maria, California 93454
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Santa Maria, California 93454
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Santa Maria, CA 93454. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Santa Maria, California 93454 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Santa Maria, California and around Santa Barbara county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.30% | 97.90% | 98.04% | 97.56% | 97.48% | 97.67% | 96.94% | 97.64% | 96.79% |
avg mortgage rate | 6.37% | 4.47% | 2.97% | 3.34% | 4.33% | 4.63% | 4.25% | 3.98% | 4.13% |
% 15 year fixed mortgage | 1.42% | 1.75% | 1.31% | 1.71% | 1.76% | 2.07% | 2.51% | 2.16% | 2.80% |
avg mortgage rate | 5.83% | 3.76% | 2.26% | 2.85% | 3.72% | 4.03% | 3.43% | 3.16% | 3.43% |
Avg credit score | 758.48 | 765.08 | 759.36 | 760.82 | 755.31 | 758.87 | 754.64 | 753.91 | 756.74 |
Avg LTV (loan to value) | 77.38% | 75.26% | 78.42% | 78.63% | 77.33% | 75.25% | 76.21% | 75.65% | 74.68% |
Avg DTI (debt to income) | 41.93 | 40.44 | 38.55 | 38.30 | 39.85 | 39.71 | 39.12 | 38.09 | 38.13 |
% First time homebuyer | 55.81% | 49.83% | 49.41% | 48.21% | 46.41% | 37.74% | 36.46% | 35.06% | 34.40% |
Avg mortgage insurance % | 12.93% | 9.41% | 10.69% | 10.67% | 9.96% | 7.61% | 7.35% | 7.35% | 5.79% |
Best Mortgage Brokers around Santa Maria, California 93454
For those searching for a new home in Santa Maria, we have compiled a list of the top mortgage brokers located in and around Santa Maria, California 93454 to assist you with your search.
Pitman-roger Home Loans
722 E Main St
Santa Maria CA 93454
(805) 938-5353
http://www.rogerpitman.com/
Am Pm Financial Services
222 Carmen Ln
Santa Maria CA 93454
(805) 346-8781
American Mortgage Lenders
211 Town Ctr W
Santa Maria CA 93454
(805) 925-0044
http://americanmortgagelenders.com/
Santa Maria Valley Funding
1517 Stowell Center Plz
Santa Maria CA 93454
(805) 347-9123
The Mortgage House
361 Town Ctr W
Santa Maria CA 93454
(805) 922-8005
s.kdavis@verizon.net
Address
722 E Main St
Santa Maria CA
Contact
(805) 938-5353
http://www.rogerpitman.com/
Address
222 Carmen Ln
Santa Maria CA
Contact
(805) 346-8781
Address
211 Town Ctr W
Santa Maria CA
Contact
(805) 925-0044
http://americanmortgagelenders.com/