Compare Today’s Mortgage Rates for Santa Rosa, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Santa Rosa, California 95409. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $25,346 or $70 / month in Santa Rosa and other areas of Sonoma county.

Our search engine explores all home mortgage options in Santa Rosa, California 95409, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Santa Rosa, California 95409

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Santa Rosa, CA 95409, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Santa Rosa, California 95409 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Santa Rosa, California and around Sonoma county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Santa Rosa, California 95409

If you’re looking to buy a new home in Santa Rosa, we have compiled a list of the leading mortgage brokers around Santa Rosa, California 95409 to help you with your search.

Name
Address
Contact

All Commercial Mortgages

2260 Los Alamos Rd

Santa Rosa CA 95409

(707) 573-9566

Princeton Capital

460 Mission Blvd

Santa Rosa CA 95409

(707) 537-8573

American Mortgage Partners

2127 Fremont Dr

Santa Rosa CA 95409

(707) 703-1134

http://www.americanmortgagepartners.com

Mack Realty

8831 Hood Mountain Ct

Santa Rosa CA 95409

(707) 833-2750

Tracey Moody

4620 Sonoma Hwy

Santa Rosa CA 95409

(707) 367-1430

tracey.moody@usbank.com

Address

2260 Los Alamos Rd

Santa Rosa CA

Contact

(707) 573-9566

Address

460 Mission Blvd

Santa Rosa CA

Contact

(707) 537-8573

Address

2127 Fremont Dr

Santa Rosa CA

Contact

(707) 703-1134

http://www.americanmortgagepartners.com

News on Mortgages and Reverse Mortgages for Santa Rosa, California 95409