Compare Today’s Mortgage Rates for Santa Ysabel, California
Pureloan searches mortgage lenders and major banks in Santa Ysabel, California 92070 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $20,615 or $57 / month is expected in Santa Ysabel and other areas of San Diego county.
Pureloan’s search engine explores all home mortgage options in Santa Ysabel, California 92070, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Santa Ysabel, California 92070
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Santa Ysabel, CA 92070, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Santa Ysabel, California 92070 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Santa Ysabel, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Santa Ysabel, California 92070
If you’re looking to buy a new home in Santa Ysabel, we have compiled a list of the leading mortgage brokers around Santa Ysabel, California 92070 to help you with your search.
Name
Address
Contact
Statewide
8047 Mission Gorge Rd
Santee CA 92070
(619) 631-1361
Ace Cash Express
10502 Mission Gorge Rd
Santee CA 92070
(619) 562-0638
http://www.acecashexpress.com/
Premier Mortgage & Real Est
9225 Carlton Hills Blvd
Santee CA 92070
(619) 334-1012
http://www.Premier-SD.com
Casa Financial Services
9560 Cuyamaca St
Santee CA 92070
(619) 644-8344
dillondacosta@cfsloans.biz
Check 'n Go
9720D Mission Gorge Rd
Santee CA 92070
(619) 596-9700
comments@checkngo.com
Address
8047 Mission Gorge Rd
Santee CA
Contact
(619) 631-1361
Address
10502 Mission Gorge Rd
Santee CA
Contact
(619) 562-0638
http://www.acecashexpress.com/
Address
9225 Carlton Hills Blvd
Santee CA
Contact
(619) 334-1012
http://www.Premier-SD.com