Compare Today’s Mortgage Rates in Santee, California 92071
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Santee, California 92071.
Our search engine thoroughly explores all home mortgage options in Santee, California 92071, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $19,946 in lifetime cash or $55 per month in Santee and other areas of San Diego county.
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Summary of Average Mortgages in Santee, California 92071
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Santee, California 92071
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Santee, CA 92071. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Santee, California 92071 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Santee, California and around San Diego county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.73% | 97.72% | 97.96% | 97.25% | 96.99% | 96.45% | 96.68% | 96.83% | 96.42% |
| avg mortgage rate | 6.35% | 4.36% | 2.96% | 3.34% | 4.30% | 4.60% | 4.24% | 3.95% | 4.13% |
| % 15 year fixed mortgage | 2.02% | 1.96% | 1.60% | 1.86% | 2.46% | 2.91% | 2.75% | 2.78% | 2.98% |
| avg mortgage rate | 5.49% | 3.61% | 2.32% | 2.88% | 3.73% | 3.91% | 3.36% | 3.14% | 3.27% |
| Avg credit score | 760.51 | 767.34 | 767.78 | 765.33 | 758.14 | 758.64 | 755.41 | 754.50 | 758.06 |
| Avg LTV (loan to value) | 75.06% | 75.92% | 77.60% | 77.25% | 75.86% | 73.77% | 74.95% | 75.79% | 74.60% |
| Avg DTI (debt to income) | 41.21 | 39.91 | 38.26 | 38.05 | 39.43 | 39.29 | 38.43 | 38.37 | 37.52 |
| % First time homebuyer | 54.80% | 48.40% | 46.38% | 45.47% | 45.44% | 38.39% | 35.12% | 36.62% | 31.32% |
| Avg mortgage insurance % | 10.14% | 9.38% | 9.64% | 9.91% | 9.12% | 7.07% | 6.74% | 7.56% | 6.15% |
Best Mortgage Brokers around Santee, California 92071
For those searching for a new home in Santee, we have compiled a list of the top mortgage brokers located in and around Santee, California 92071 to assist you with your search.
Name
Address
Contact
Forward Point Funding And Realty
9530 Cuyamaca St
Santee CA 92071
(619) 749-4077
Performance Mortgage Services
10526 Timberlane Way
Santee CA 92071
(619) 749-2300
Stacey King
9355 Mission Gorge Rd
Santee CA 92071
(619) 258-2442
Steve Meier
9355 Mission Gorge Rd
Santee CA 92071
(619) 890-4103
Mutual Funding Group
9255 N Magnolia Ave
Santee CA 92071
(619) 442-7446
Address
9530 Cuyamaca St
Santee CA
Contact
(619) 749-4077
Address
10526 Timberlane Way
Santee CA
Contact
(619) 749-2300
Address
9355 Mission Gorge Rd
Santee CA
Contact
(619) 258-2442