Compare Today’s Mortgage Rates for Saratoga, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Saratoga, California 95071. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $403,504 or $1,121 / month in Saratoga and surrounding areas of Santa Clara county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Saratoga, California 95071.

No suitable program is found

Summary of Average Mortgage Terms in Saratoga, California 95071

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Saratoga, CA 95071, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Saratoga, California 95071 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Saratoga, California and around Santa Clara county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Saratoga, California 95071

If you’re looking to buy a new home in Saratoga, we have compiled a list of the leading mortgage brokers around Saratoga, California 95071 to help you with your search.

Name
Address
Contact

Countrywide Home Loans

12180 Saratoga Sunnyvale Rd

Saratoga CA 95071

(408) 867-2573

http://www.countrywide.com

Wells Fargo Home Mortgage

14375 Saratoga Ave

Saratoga CA 95071

(408) 868-0501

http://www.wellsfargo.com/mortgage/

Silicon Valley Mortgage

14375 Saratoga Ave

Saratoga CA 95071

(408) 260-5900

Gold House Realty and Mortgages

18488 Prospect Rd

Saratoga CA 95071

(408) 865-1398

Northwestern Home Loan

12820 Saratoga Sunnyvale Rd

Saratoga CA 95071

(408) 741-1222

Address

12180 Saratoga Sunnyvale Rd

Saratoga CA

Contact

(408) 867-2573

http://www.countrywide.com

Address

14375 Saratoga Ave

Saratoga CA

Contact

(408) 868-0501

http://www.wellsfargo.com/mortgage/

Address

14375 Saratoga Ave

Saratoga CA

Contact

(408) 260-5900

News on Mortgages and Reverse Mortgages for Saratoga, California 95071