Compare Today’s Mortgage Rates for Seaside, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Seaside, California 93955. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $24,487 or $68 / month in Seaside and other areas of Monterey county.
Our search engine explores all home mortgage options in Seaside, California 93955, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Seaside, California 93955
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Seaside, CA 93955, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Seaside, California 93955 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Seaside, California and around Monterey county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Seaside, California 93955
If you’re looking to buy a new home in Seaside, we have compiled a list of the leading mortgage brokers around Seaside, California 93955 to help you with your search.
Name
Address
Contact
The Mortgage Connection
1123 Fremont Blvd
Seaside CA 93955
(831) 393-1353
Check 'n Go
1171 Fremont Blvd
Seaside CA 93955
(831) 899-1516
comments@checkngo.com
Cash To Go
2199 H Dela Rosa Sr St
Soledad CA 93955
(831) 678-2274
http://www.getcashtogo.com
Peoples Mortgage Banc
2149 H Dela Rosa Sr St
Soledad CA 93955
(831) 678-2625
Ledesco
155 Kidder St
Soledad CA 93955
(831) 678-2741
Address
1123 Fremont Blvd
Seaside CA
Contact
(831) 393-1353
Address
1171 Fremont Blvd
Seaside CA
Contact
(831) 899-1516
comments@checkngo.com
Address
2199 H Dela Rosa Sr St
Soledad CA
Contact
(831) 678-2274
http://www.getcashtogo.com