Compare Today’s Mortgage Rates for Shafter, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Shafter, California 93263. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,606 or $21 / month in Shafter and surrounding areas of Kern county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Shafter, California 93263.

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Summary of Average Mortgage Terms in Shafter, California 93263

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Shafter, CA 93263, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Shafter, California 93263 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Shafter, California and around Kern county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Shafter, California 93263

If you’re looking to buy a new home in Shafter, we have compiled a list of the leading mortgage brokers around Shafter, California 93263 to help you with your search.

Name
Address
Contact

Sequoia Pacific Lending

922 Jeffries St

Shafter CA 93263

(661) 746-7964

Allied Cash Advance

1064 Kern St

Taft CA 93263

(661) 765-7744

customerservice@alliedcash.com

Check Into Cash Advance Payday Loan Center

1064 Kern St

Taft CA 93263

(661) 765-7744

customerservice@alliedcash.com

Allied Cash Advance

1117 Kern St

Taft CA 93263

(661) 765-6322

http://www.alliedcash.com/

Westside Real Estate & Property Management

322 Kern St

Taft CA 93263

(661) 765-5000

http://www.westsiderealestate.com/

Address

922 Jeffries St

Shafter CA

Contact

(661) 746-7964

Address

1064 Kern St

Taft CA

Contact

(661) 765-7744

customerservice@alliedcash.com

Address

1064 Kern St

Taft CA

Contact

(661) 765-7744

customerservice@alliedcash.com

News on Mortgages and Reverse Mortgages for Shafter, California 93263