Compare Today’s Mortgage Rates for Shafter, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Shafter, California 93263. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,606 or $21 / month in Shafter and surrounding areas of Kern county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Shafter, California 93263.
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Summary of Average Mortgage Terms in Shafter, California 93263
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Shafter, CA 93263, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Shafter, California 93263 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Shafter, California and around Kern county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Shafter, California 93263
If you’re looking to buy a new home in Shafter, we have compiled a list of the leading mortgage brokers around Shafter, California 93263 to help you with your search.
Name
Address
Contact
Sequoia Pacific Lending
922 Jeffries St
Shafter CA 93263
(661) 746-7964
Allied Cash Advance
1064 Kern St
Taft CA 93263
(661) 765-7744
customerservice@alliedcash.com
Check Into Cash Advance Payday Loan Center
1064 Kern St
Taft CA 93263
(661) 765-7744
customerservice@alliedcash.com
Allied Cash Advance
1117 Kern St
Taft CA 93263
(661) 765-6322
http://www.alliedcash.com/
Westside Real Estate & Property Management
322 Kern St
Taft CA 93263
(661) 765-5000
http://www.westsiderealestate.com/
Address
922 Jeffries St
Shafter CA
Contact
(661) 746-7964
Address
1064 Kern St
Taft CA
Contact
(661) 765-7744
customerservice@alliedcash.com
Address
1064 Kern St
Taft CA
Contact
(661) 765-7744
customerservice@alliedcash.com