Compare Today’s Mortgage Rates for Shandon, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Shandon, California 93461. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,788 or $36 / month in Shandon and other areas of San Luis Obispo county.

Our search engine explores all home mortgage options in Shandon, California 93461, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Shandon, California 93461

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Shandon, CA 93461, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Shandon, California 93461 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Shandon, California and around San Luis Obispo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Shandon, California 93461

If you’re looking to buy a new home in Shandon, we have compiled a list of the leading mortgage brokers around Shandon, California 93461 to help you with your search.

Name
Address
Contact

Rene Martinez

1607 Mission Dr

Solvang CA 93461

(805) 688-8026

Jenmar 3

485 Alisal Rd

Solvang CA 93461

(805) 691-9334

Residential Mortgage Corporation

1603 Copenhagen Dr

Solvang CA 93461

(805) 686-2321

info@reloans.com

Safe Rite Capitol

1623 Mission Dr

Solvang CA 93461

(805) 688-2973

rsaferite@housingca.com

Blue City Mortgage

484 4th Pl

Solvang CA 93461

(805) 688-9595

Address

1607 Mission Dr

Solvang CA

Contact

(805) 688-8026

Address

485 Alisal Rd

Solvang CA

Contact

(805) 691-9334

Address

1603 Copenhagen Dr

Solvang CA

Contact

(805) 686-2321

info@reloans.com

News on Mortgages and Reverse Mortgages for Shandon, California 93461