Compare Today’s Mortgage Rates for Shasta, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Shasta, California 96087. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,989 or $25 / month in Shasta and surrounding areas of Shasta county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Shasta, California 96087.
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Summary of Average Mortgage Terms in Shasta, California 96087
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Shasta, CA 96087, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Shasta, California 96087 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Shasta, California and around Shasta county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.52% | 89.26% | 91.46% | 93.90% | 91.75% | 93.45% | 92.70% | 94.86% |
| avg mortgage rate | 4.99% | 4.78% | 4.04% | 4.03% | 4.54% | 4.21% | 4.02% | 4.24% |
| % 15 year fixed mortgage | 6.37% | 9.51% | 6.65% | 4.69% | 6.64% | 5.36% | 6.06% | 4.11% |
| avg mortgage rate | 4.40% | 4.08% | 3.45% | 3.35% | 3.63% | 3.46% | 3.36% | 3.79% |
| Avg credit score | 763.80 | 770.59 | 766.41 | 766.06 | 754.18 | 753.59 | 751.89 | 752.77 |
| Avg LTV (loan to value) | 73.15% | 74.88% | 76.78% | 77.89% | 78.94% | 80.64% | 80.32% | 80.39% |
| Avg DTI (debt to income) | 34.49 | 34.53 | 33.28 | 33.38 | 35.12 | 35.67 | 36.09 | 35.16 |
| % First time homebuyer | 22.16% | 21.47% | 17.09% | 22.30% | 27.36% | 27.58% | 25.16% | 30.82% |
| Avg mortgage insurance % | 1.21% | 3.12% | 4.22% | 7.24% | 10.22% | 11.20% | 11.07% | 10.93% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Shasta, California 96087
If you’re looking to buy a new home in Shasta, we have compiled a list of the leading mortgage brokers around Shasta, California 96087 to help you with your search.
Name
Address
Contact
American Pacific Mortgage
999 S Main St
Yreka CA 96087
(530) 841-5100
http://www.johnknitter.com/
Check 'n Go
1301 S Main St
Yreka CA 96087
(530) 842-0206
comments@checkngo.com
Knitter John
999 S Main St
Yreka CA 96087
(530) 841-5100
http://www.johnknitter.com/
Carlson Jean
1001 S Main St
Yreka CA 96087
(530) 842-1044
http://remax.com
Superior Ca Economic Development
40B Glen Rd
Weaverville CA 96087
(530) 623-2764
http://scedd.org
Address
999 S Main St
Yreka CA
Contact
(530) 841-5100
http://www.johnknitter.com/
Address
1301 S Main St
Yreka CA
Contact
(530) 842-0206
comments@checkngo.com
Address
999 S Main St
Yreka CA
Contact
(530) 841-5100
http://www.johnknitter.com/