Compare Today’s Mortgage Rates for Sheridan, California
Pureloan searches mortgage lenders and major banks in Sheridan, California 95681 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $19,327 or $54 / month is expected in Sheridan and other areas of Placer county.
Pureloan’s search engine explores all home mortgage options in Sheridan, California 95681, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Sheridan, California 95681
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Sheridan, CA 95681, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Sheridan, California 95681 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Sheridan, California and around Placer county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Sheridan, California 95681
If you’re looking to buy a new home in Sheridan, we have compiled a list of the leading mortgage brokers around Sheridan, California 95681 to help you with your search.
Name
Address
Contact
Kappel & Kappel Mortgage
161 Butcher Rd
Vacaville CA 95681
(707) 447-4748
janmorkal@kappels.com
OneMain Financial
140 Nut Tree Pkwy
Vacaville CA 95681
(707) 469-0786
http://www.onemainfinancial.com
Opes Advisors
187 Butcher Rd
Vacaville CA 95681
(707) 446-5400
http://www.local-lender.com/home.html
Check 'n Go
3073 Alamo Dr
Vacaville CA 95681
(707) 455-7855
http://www.checkngo.com/
Nor Cal Home Loans
187 Butcher Rd
Vacaville CA 95681
(707) 446-5400
http://www.norcalhomeloans.com
Address
161 Butcher Rd
Vacaville CA
Contact
(707) 447-4748
janmorkal@kappels.com
Address
140 Nut Tree Pkwy
Vacaville CA
Contact
(707) 469-0786
http://www.onemainfinancial.com
Address
187 Butcher Rd
Vacaville CA
Contact
(707) 446-5400
http://www.local-lender.com/home.html