Compare Today’s Mortgage Rates in Shingle Springs, California 95682
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Shingle Springs, California 95682.
Our search engine thoroughly explores all home mortgage options in Shingle Springs, California 95682, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $18,133 in lifetime cash or $50 per month in Shingle Springs and other areas of El Dorado county.
Summary of Average Mortgages in Shingle Springs, California 95682
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Interactive Mortgage Rate Projections for Shingle Springs, California 95682
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Shingle Springs, CA 95682. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Shingle Springs, California 95682 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Shingle Springs, California and around El Dorado county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Shingle Springs, California 95682
For those searching for a new home in Shingle Springs, we have compiled a list of the top mortgage brokers located in and around Shingle Springs, California 95682 to assist you with your search.
Team Lending Group
3991 Bunker Hill Rd
Shingle Springs CA 95682
(916) 355-1662
Absolute Home Loans
3932 Ponderosa Rd
Shingle Springs CA 95682
(530) 676-0982
absolutezerorefrigeration@yahoo.com
Quality Funding
4065 Mother Lode Dr
Shingle Springs CA 95682
(530) 677-8004
http://qualityfunding.net
Prime Source Real Estate & Mortgage
4270 Mother Lode Dr
Shingle Springs CA 95682
(530) 672-9904
taracarlson@directcon.net
Stanford Mortgage
4062 Flying C Rd
Shingle Springs CA 95682
(530) 672-1500
complaints@pcmloan.com
Address
3991 Bunker Hill Rd
Shingle Springs CA
Contact
(916) 355-1662
Address
3932 Ponderosa Rd
Shingle Springs CA
Contact
(530) 676-0982
absolutezerorefrigeration@yahoo.com
Address
4065 Mother Lode Dr
Shingle Springs CA
Contact
(530) 677-8004
http://qualityfunding.net