Compare Today’s Mortgage Rates for Simi Valley, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Simi Valley, California 93099. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $25,776 or $72 / month in Simi Valley and other areas of Ventura county.

Our search engine explores all home mortgage options in Simi Valley, California 93099, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Simi Valley, California 93099

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Simi Valley, CA 93099, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Simi Valley, California 93099 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Simi Valley, California and around Ventura county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Simi Valley, California 93099

If you’re looking to buy a new home in Simi Valley, we have compiled a list of the leading mortgage brokers around Simi Valley, California 93099 to help you with your search.

Name
Address
Contact

Simi Valley Financial

2139 Tapo St

Simi Valley CA 93099

(805) 579-3050

Loan Center of America

2780 Tapo Canyon Rd

Simi Valley CA 93099

(805) 915-1612

Real Estate and Mortgage

4912 Westwood St

Simi Valley CA 93099

(805) 581-3900

Loan Host

4374 Eileen St

Simi Valley CA 93099

(805) 520-4820

Mortgage of America

2315 Kuehner Dr

Simi Valley CA 93099

(805) 582-2220

Address

2139 Tapo St

Simi Valley CA

Contact

(805) 579-3050

Address

2780 Tapo Canyon Rd

Simi Valley CA

Contact

(805) 915-1612

Address

4912 Westwood St

Simi Valley CA

Contact

(805) 581-3900

News on Mortgages and Reverse Mortgages for Simi Valley, California 93099