Compare Today’s Mortgage Rates for Smith River, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Smith River, California 95567. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,788 or $36 / month in Smith River and other areas of Del Norte county.
Our search engine explores all home mortgage options in Smith River, California 95567, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Smith River, California 95567
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Smith River, CA 95567, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Smith River, California 95567 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Smith River, California and around Del Norte county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Smith River, California 95567
If you’re looking to buy a new home in Smith River, we have compiled a list of the leading mortgage brokers around Smith River, California 95567 to help you with your search.
Name
Address
Contact
Us Da-National Finance Center
Highway 299
Willow Creek CA 95567
(530) 629-4905
Waller Kaufman & Sutter
2481 Sunrise Blvd
Gold River CA 95567
(916) 852-8744
http://www.wallerkaufmansutter.com/
Mortgage Consultants Group
2200 Sunrise Blvd
Gold River CA 95567
(916) 844-1505
lee@mcgloans.com
Eagle Home Mortgage
2339 Gold Meadow Way
Gold River CA 95567
(916) 852-0000
http://www.eaglehomemortgage.com/
Pacific National Lending
2377 Gold Meadow Way
Gold River CA 95567
(916) 635-8799
http://www.pacificnationallending.com/
Address
Highway 299
Willow Creek CA
Contact
(530) 629-4905
Address
2481 Sunrise Blvd
Gold River CA
Contact
(916) 852-8744
http://www.wallerkaufmansutter.com/
Address
2200 Sunrise Blvd
Gold River CA
Contact
(916) 844-1505
lee@mcgloans.com