Compare Today’s Mortgage Rates in Soledad, California 93960

Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Soledad, California 93960.

After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $15,232 over the lifetime of your 30-year fixed loan, or a monthly savings of $42 in Soledad and other areas of Monterey county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

36.41964 -121.324286 38945

Summary of Average Mortgages in Soledad, California 93960

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Soledad, California 93960

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Soledad, CA 93960. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.

Local Mortgage Rates in Soledad, California 93960

Soledad is a city in Monterey County, California, United States. It is in the Salinas Valley, 21 miles southeast of Salinas, the county seat. Soledad's population was 24,925 at the 2020 census, down from 25,738 in 2010. Read more

Soledad is a city in Monterey County, California, United States. It is in the Salinas Valley, 21 miles southeast of Salinas, the county seat. Soledad's population was 24,925 at the 2020 census, down from 25,738 in 2010. Soledad's origins started with Mission Nuestra Señora de la Soledad, founded by the Spanish in 1791, under the leadership of Fermín de Lasuén. Catalina Munrás began developing the town of Soledad on her Rancho San Vicente in the 1860s, which eventually incorporated as a city in 1921. Today, Soledad is a notable tourist destination, owing to the heavily restored mission, its proximity to Pinnacles National Park, and its numerous vineyards, as part of the Monterey wine region. Read less

Historical Mortgage Rates in Soledad, California 93960 from 2024 - 2016

We have compiled mortgage rates charts for home loans in Soledad, California and around Monterey county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed mortgage 98.30% 97.90% 98.04% 97.56% 97.48% 97.67% 96.94% 97.64% 96.79%
avg mortgage rate 6.37% 4.47% 2.97% 3.34% 4.33% 4.63% 4.25% 3.98% 4.13%
% 15 year fixed mortgage 1.42% 1.75% 1.31% 1.71% 1.76% 2.07% 2.51% 2.16% 2.80%
avg mortgage rate 5.83% 3.76% 2.26% 2.85% 3.72% 4.03% 3.43% 3.16% 3.43%
Avg credit score 758.48 765.08 759.36 760.82 755.31 758.87 754.64 753.91 756.74
Avg LTV (loan to value) 77.38% 75.26% 78.42% 78.63% 77.33% 75.25% 76.21% 75.65% 74.68%
Avg DTI (debt to income) 41.93 40.44 38.55 38.30 39.85 39.71 39.12 38.09 38.13
% First time homebuyer 55.81% 49.83% 49.41% 48.21% 46.41% 37.74% 36.46% 35.06% 34.40%
Avg mortgage insurance % 12.93% 9.41% 10.69% 10.67% 9.96% 7.61% 7.35% 7.35% 5.79%

Source: Financial Report of the US Government

Best Mortgage Brokers around Soledad, California 93960

For those searching for a new home in Soledad, we have compiled a list of the top mortgage brokers located in and around Soledad, California 93960 to assist you with your search.

Name
Address
Contact

Ledesco

155 Kidder St

Soledad CA 93960

(831) 678-2741

Peoples Mortgage Banc

2149 H Dela Rosa Sr St

Soledad CA 93960

(831) 678-2625

Cash To Go

2199 H Dela Rosa Sr St

Soledad CA 93960

(831) 678-2274

http://www.getcashtogo.com

Funding Profiles

440 N Wolfe Rd

Sunnyvale CA 93960

(408) 498-5840

Springleaf Financial Services

949 El Camino Real

South San Francisco CA 93960

(650) 952-6383

compliancehelpline@slfs.com

Address

155 Kidder St

Soledad CA

Contact

(831) 678-2741

Address

2149 H Dela Rosa Sr St

Soledad CA

Contact

(831) 678-2625

Address

2199 H Dela Rosa Sr St

Soledad CA

Contact

(831) 678-2274

http://www.getcashtogo.com

News on Mortgages and Reverse Mortgages for Soledad, California 93960