Compare Today’s Mortgage Rates in Solvang, California 93463
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Solvang, California 93463.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $29,738 over the lifetime of your 30-year fixed loan, or a monthly savings of $83 in Solvang and other areas of Santa Barbara county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Solvang, California 93463
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Solvang, California 93463
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Solvang, CA 93463. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Solvang, California 93463 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Solvang, California and around Santa Barbara county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.30% | 97.90% | 98.04% | 97.56% | 97.48% | 97.67% | 96.94% | 97.64% | 96.79% |
avg mortgage rate | 6.37% | 4.47% | 2.97% | 3.34% | 4.33% | 4.63% | 4.25% | 3.98% | 4.13% |
% 15 year fixed mortgage | 1.42% | 1.75% | 1.31% | 1.71% | 1.76% | 2.07% | 2.51% | 2.16% | 2.80% |
avg mortgage rate | 5.83% | 3.76% | 2.26% | 2.85% | 3.72% | 4.03% | 3.43% | 3.16% | 3.43% |
Avg credit score | 758.48 | 765.08 | 759.36 | 760.82 | 755.31 | 758.87 | 754.64 | 753.91 | 756.74 |
Avg LTV (loan to value) | 77.38% | 75.26% | 78.42% | 78.63% | 77.33% | 75.25% | 76.21% | 75.65% | 74.68% |
Avg DTI (debt to income) | 41.93 | 40.44 | 38.55 | 38.30 | 39.85 | 39.71 | 39.12 | 38.09 | 38.13 |
% First time homebuyer | 55.81% | 49.83% | 49.41% | 48.21% | 46.41% | 37.74% | 36.46% | 35.06% | 34.40% |
Avg mortgage insurance % | 12.93% | 9.41% | 10.69% | 10.67% | 9.96% | 7.61% | 7.35% | 7.35% | 5.79% |
Best Mortgage Brokers around Solvang, California 93463
For those searching for a new home in Solvang, we have compiled a list of the top mortgage brokers located in and around Solvang, California 93463 to assist you with your search.
Name
Address
Contact
Blue City Insurance Services
1511 Mission Dr
Solvang CA 93463
(805) 688-9595
Kristina Novak Troxler & Assn Real Estate Finance
1607 Mission Dr
Solvang CA 93463
(805) 688-9685
http://www.licensingagency.com
Home Equity Sales Program
2029 Village Ln
Solvang CA 93463
(805) 688-6807
Ameri Mac California Capital
1623 Mission Dr
Solvang CA 93463
(805) 688-2973
rsaferite@housingca.com
Blue City Mortgage
484 4th Pl
Solvang CA 93463
(805) 688-9595
Address
1511 Mission Dr
Solvang CA
Contact
(805) 688-9595
Address
1607 Mission Dr
Solvang CA
Contact
(805) 688-9685
http://www.licensingagency.com
Address
2029 Village Ln
Solvang CA
Contact
(805) 688-6807