Compare Today’s Mortgage Rates for Somis, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Somis, California 93066. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $164,391 or $457 / month in Somis and surrounding areas of Ventura county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Somis, California 93066.
No suitable program is found
Summary of Average Mortgage Terms in Somis, California 93066
Become a certified mortgage expert on Pureloan.com
in Somis, California 93066
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Somis, CA 93066, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Somis, California 93066 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Somis, California and around Ventura county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Somis, California 93066
If you’re looking to buy a new home in Somis, we have compiled a list of the leading mortgage brokers around Somis, California 93066 to help you with your search.
Scott Lindberg
1332 Anacapa St
Santa Barbara CA 93066
(805) 335-8201
http://scottlindberg.onqsantabarbara.com/
Wells Fargo Home Mortgage
1036 Anacapa St
Santa Barbara CA 93066
(805) 730-9260
http://www.wellsfargo.com/mortgage/
Community West Bank
1501 State St
Santa Barbara CA 93066
(805) 962-7420
user@domain.com
Paragon Mortgage Group
1215 De La Vina St
Santa Barbara CA 93066
(805) 899-1390
http://www.paragonmortgagegroup.com
Broadview Mortgage
1826 State St
Santa Barbara CA 93066
(805) 563-1100
scotts@broadviewmortgage.com
Address
1332 Anacapa St
Santa Barbara CA
Contact
(805) 335-8201
http://scottlindberg.onqsantabarbara.com/
Address
1036 Anacapa St
Santa Barbara CA
Contact
(805) 730-9260
http://www.wellsfargo.com/mortgage/
Address
1501 State St
Santa Barbara CA
Contact
(805) 962-7420
user@domain.com