Compare Today’s Mortgage Rates for Somis, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Somis, California 93066. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $164,391 or $457 / month in Somis and surrounding areas of Ventura county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Somis, California 93066.

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Summary of Average Mortgage Terms in Somis, California 93066

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Somis, CA 93066, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Somis, California 93066 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Somis, California and around Ventura county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Somis, California 93066

If you’re looking to buy a new home in Somis, we have compiled a list of the leading mortgage brokers around Somis, California 93066 to help you with your search.

Name
Address
Contact

Scott Lindberg

1332 Anacapa St

Santa Barbara CA 93066

(805) 335-8201

http://scottlindberg.onqsantabarbara.com/

Wells Fargo Home Mortgage

1036 Anacapa St

Santa Barbara CA 93066

(805) 730-9260

http://www.wellsfargo.com/mortgage/

Community West Bank

1501 State St

Santa Barbara CA 93066

(805) 962-7420

user@domain.com

Paragon Mortgage Group

1215 De La Vina St

Santa Barbara CA 93066

(805) 899-1390

http://www.paragonmortgagegroup.com

Broadview Mortgage

1826 State St

Santa Barbara CA 93066

(805) 563-1100

scotts@broadviewmortgage.com

Address

1332 Anacapa St

Santa Barbara CA

Contact

(805) 335-8201

http://scottlindberg.onqsantabarbara.com/

Address

1036 Anacapa St

Santa Barbara CA

Contact

(805) 730-9260

http://www.wellsfargo.com/mortgage/

Address

1501 State St

Santa Barbara CA

Contact

(805) 962-7420

user@domain.com

News on Mortgages and Reverse Mortgages for Somis, California 93066