Compare Today’s Mortgage Rates for Sonoma, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Sonoma, California 95476. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $32,876 or $91 / month in Sonoma and other areas of Sonoma county.
Our search engine explores all home mortgage options in Sonoma, California 95476, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Sonoma, California 95476
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Sonoma, CA 95476, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Sonoma, California 95476 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Sonoma, California and around Sonoma county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Sonoma, California 95476
If you’re looking to buy a new home in Sonoma, we have compiled a list of the leading mortgage brokers around Sonoma, California 95476 to help you with your search.
Name
Address
Contact
It's A Jungle Out There
19888 7th St E
Sonoma CA 95476
(707) 996-5915
TMC Development
1065 Castle Rd
Sonoma CA 95476
(707) 343-1240
Mortgage Services Professional
135 W Napa St
Sonoma CA 95476
(707) 933-9956
Pacific Union
640 Broadway
Sonoma CA 95476
(707) 939-9500
bendicott@pacificunion.com
Open Advisors
620 Broadway
Sonoma CA 95476
(707) 933-9479
Address
19888 7th St E
Sonoma CA
Contact
(707) 996-5915
Address
1065 Castle Rd
Sonoma CA
Contact
(707) 343-1240
Address
135 W Napa St
Sonoma CA
Contact
(707) 933-9956