Compare Today’s Mortgage Rates for Sonoma, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Sonoma, California 95476. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $32,876 or $91 / month in Sonoma and other areas of Sonoma county.

Our search engine explores all home mortgage options in Sonoma, California 95476, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Sonoma, California 95476

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Sonoma, CA 95476, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Sonoma, California 95476 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Sonoma, California and around Sonoma county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Sonoma, California 95476

If you’re looking to buy a new home in Sonoma, we have compiled a list of the leading mortgage brokers around Sonoma, California 95476 to help you with your search.

Name
Address
Contact

It's A Jungle Out There

19888 7th St E

Sonoma CA 95476

(707) 996-5915

TMC Development

1065 Castle Rd

Sonoma CA 95476

(707) 343-1240

Mortgage Services Professional

135 W Napa St

Sonoma CA 95476

(707) 933-9956

Pacific Union

640 Broadway

Sonoma CA 95476

(707) 939-9500

bendicott@pacificunion.com

Open Advisors

620 Broadway

Sonoma CA 95476

(707) 933-9479

Address

19888 7th St E

Sonoma CA

Contact

(707) 996-5915

Address

1065 Castle Rd

Sonoma CA

Contact

(707) 343-1240

Address

135 W Napa St

Sonoma CA

Contact

(707) 933-9956

News on Mortgages and Reverse Mortgages for Sonoma, California 95476