Compare Today’s Mortgage Rates for Sonora, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Sonora, California 95370. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,388 or $34 / month in Sonora and other areas of Tuolumne county.

Our search engine explores all home mortgage options in Sonora, California 95370, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Sonora, California 95370

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Sonora, CA 95370, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Sonora, California 95370 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Sonora, California and around Tuolumne county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Sonora, California 95370

If you’re looking to buy a new home in Sonora, we have compiled a list of the leading mortgage brokers around Sonora, California 95370 to help you with your search.

Name
Address
Contact

United Commercial Mortgage

259 Snell St

Sonora CA 95370

(209) 532-8880

ucmfinance@gmx.com

Greyhound Mortgage

279 S Washington St

Sonora CA 95370

(209) 532-1970

American Pacific Mortgage

14709 Mono Way

Sonora CA 95370

(209) 533-8300

maggie@rmstore.net

Foothill Home Mortgage

14709 Mono Way

Sonora CA 95370

(209) 533-8411

info@foothillhomemortgage.com

Urban Financial Group of America

18540 Pradera Real Rd

Sonora CA 95370

(209) 694-0113

sforrest@urbanfinancialgroup.com

Address

259 Snell St

Sonora CA

Contact

(209) 532-8880

ucmfinance@gmx.com

Address

279 S Washington St

Sonora CA

Contact

(209) 532-1970

Address

14709 Mono Way

Sonora CA

Contact

(209) 533-8300

maggie@rmstore.net

News on Mortgages and Reverse Mortgages for Sonora, California 95370