Compare Today’s Mortgage Rates for Soquel, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Soquel, California 95073. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $140,479 or $390 / month in Soquel and other areas of Santa Cruz county.

Our search engine explores all home mortgage options in Soquel, California 95073, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Soquel, California 95073

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Soquel, CA 95073, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Soquel, California 95073 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Soquel, California and around Santa Cruz county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Soquel, California 95073

If you’re looking to buy a new home in Soquel, we have compiled a list of the leading mortgage brokers around Soquel, California 95073 to help you with your search.

Name
Address
Contact

Flat Rate Realty Com

2407 Porter St

Soquel CA 95073

(831) 426-3800

John Filighera & Assoc

2425 Porter St

Soquel CA 95073

(831) 462-2700

Golden State Lending

4601 W Walnut St

Soquel CA 95073

(831) 431-6192

Finance West Mortgage Service

5009 Wildberry Ln

Soquel CA 95073

(831) 462-3303

http://finwest.com

Manzanita Realty

2601 41st Ave

Soquel CA 95073

(831) 475-4747

Address

2407 Porter St

Soquel CA

Contact

(831) 426-3800

Address

2425 Porter St

Soquel CA

Contact

(831) 462-2700

Address

4601 W Walnut St

Soquel CA

Contact

(831) 431-6192

News on Mortgages and Reverse Mortgages for Soquel, California 95073