Compare Today’s Mortgage Rates in South Lake Tahoe, California 96155
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in South Lake Tahoe, California 96155.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in South Lake Tahoe, California 96155. For a 30-year fixed loan, our calculations show that you can expect to save up to $16,320 over the lifetime of your mortgage, which translates to a monthly savings of $45 in South Lake Tahoe and other areas of El Dorado county.
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Summary of Average Mortgages in South Lake Tahoe, California 96155
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for South Lake Tahoe, California 96155
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in South Lake Tahoe, CA 96155. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in South Lake Tahoe, California 96155 from 2024 - 2016
We have compiled mortgage rates charts for home loans in South Lake Tahoe, California and around El Dorado county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.51% | 97.51% | 97.60% | 97.03% | 97.31% | 95.36% | 96.40% | 96.48% | 95.51% |
avg mortgage rate | 6.39% | 4.40% | 3.00% | 3.42% | 4.44% | 4.61% | 4.18% | 3.93% | 4.10% |
% 15 year fixed mortgage | 0.99% | 1.55% | 1.77% | 2.44% | 2.08% | 3.85% | 3.29% | 3.07% | 3.92% |
avg mortgage rate | 6.09% | 3.68% | 2.39% | 2.88% | 3.93% | 3.92% | 3.41% | 3.11% | 3.32% |
Avg credit score | 751.83 | 760.44 | 759.20 | 758.66 | 762.41 | 757.07 | 762.34 | 755.84 | 757.50 |
Avg LTV (loan to value) | 78.03% | 78.55% | 79.64% | 79.93% | 78.27% | 75.50% | 76.87% | 77.47% | 77.12% |
Avg DTI (debt to income) | 40.79 | 38.99 | 37.27 | 37.81 | 39.17 | 38.69 | 38.62 | 38.26 | 37.32 |
% First time homebuyer | 51.61% | 40.81% | 40.00% | 39.96% | 41.47% | 30.77% | 31.00% | 32.67% | 32.98% |
Avg mortgage insurance % | 12.05% | 11.45% | 11.35% | 11.49% | 10.05% | 6.69% | 7.85% | 8.30% | 7.84% |
Best Mortgage Brokers around South Lake Tahoe, California 96155
For those searching for a new home in South Lake Tahoe, we have compiled a list of the top mortgage brokers located in and around South Lake Tahoe, California 96155 to assist you with your search.
Name
Address
Contact
Western Highland Mortgage
3170 US Highway 50
South Lake Tahoe CA 96155
(530) 577-5050
info@whmtahoe.com
Project Fap
943 Tahoe Island Dr
South Lake Tahoe CA 96155
(530) 542-0629
Aspen Motel Broker
589 Tahoe Keys Blvd
South Lake Tahoe CA 96155
(530) 544-2611
Alpen Mortgage
3320 Sandy Way
South Lake Tahoe CA 96155
(530) 544-1673
Qc Instant Cash
2520 Lake Tahoe Blvd
South Lake Tahoe CA 96155
(530) 543-1100
Address
3170 US Highway 50
South Lake Tahoe CA
Contact
(530) 577-5050
info@whmtahoe.com
Address
943 Tahoe Island Dr
South Lake Tahoe CA
Contact
(530) 542-0629
Address
589 Tahoe Keys Blvd
South Lake Tahoe CA
Contact
(530) 544-2611