Compare Today’s Mortgage Rates for Spreckels, California

Pureloan searches mortgage lenders and major banks in Spreckels, California 93962 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $18,038 or $50 / month is expected in Spreckels and other areas of Monterey county.

Pureloan’s search engine explores all home mortgage options in Spreckels, California 93962, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Spreckels, California 93962

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Spreckels, CA 93962, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Spreckels, California 93962 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Spreckels, California and around Monterey county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Spreckels, California 93962

If you’re looking to buy a new home in Spreckels, we have compiled a list of the leading mortgage brokers around Spreckels, California 93962 to help you with your search.

Name
Address
Contact

Cash To Go

2199 H Dela Rosa Sr St

Soledad CA 93962

(831) 678-2274

http://www.getcashtogo.com

Peoples Mortgage Banc

2149 H Dela Rosa Sr St

Soledad CA 93962

(831) 678-2625

Ledesco

155 Kidder St

Soledad CA 93962

(831) 678-2741

Funding Profiles

440 N Wolfe Rd

Sunnyvale CA 93962

(408) 498-5840

Springleaf Financial Services

949 El Camino Real

South San Francisco CA 93962

(650) 952-6383

compliancehelpline@slfs.com

Address

2199 H Dela Rosa Sr St

Soledad CA

Contact

(831) 678-2274

http://www.getcashtogo.com

Address

2149 H Dela Rosa Sr St

Soledad CA

Contact

(831) 678-2625

Address

155 Kidder St

Soledad CA

Contact

(831) 678-2741

News on Mortgages and Reverse Mortgages for Spreckels, California 93962