Compare Today’s Mortgage Rates for Spring Valley, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Spring Valley, California 91979. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $22,333 or $62 / month in Spring Valley and other areas of San Diego county.

Our search engine explores all home mortgage options in Spring Valley, California 91979, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Spring Valley, California 91979

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Spring Valley, CA 91979, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Spring Valley, California 91979 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Spring Valley, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.14% 93.52% 91.99% 95.94% 96.18% 95.97% 95.98% 96.02%
avg mortgage rate 4.92% 4.68% 3.92% 4.02% 4.47% 4.14% 3.97% 4.21%
% 15 year fixed mortgage 5.91% 6.17% 8.01% 3.39% 3.61% 3.61% 3.44% 2.99%
avg mortgage rate 4.32% 3.92% 3.35% 3.29% 3.49% 3.23% 3.22% 3.44%
Avg credit score 767.76 762.18 764.13 761.13 756.16 756.88 753.32 749.29
Avg LTV (loan to value) 68.77% 70.72% 71.43% 74.07% 74.19% 73.46% 73.53% 74.86%
Avg DTI (debt to income) 38.64 37.36 35.58 36.81 38.80 39.49 39.88 40.56
% First time homebuyer 49.88% 50.31% 41.46% 45.60% 44.59% 46.28% 42.64% 50.25%
Avg mortgage insurance % 1.60% 2.17% 2.71% 4.18% 4.96% 4.81% 5.13% 6.01%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Spring Valley, California 91979

If you’re looking to buy a new home in Spring Valley, we have compiled a list of the leading mortgage brokers around Spring Valley, California 91979 to help you with your search.

Name
Address
Contact

Statewide Home Loans & Realty

10544 Moorpark St

Spring Valley CA 91979

(619) 741-7764

US Mortgage Company

9960 Campo Rd

Spring Valley CA 91979

(619) 644-2026

http://usmortgage.com/

Ca Lending Company

9966 Dolores St

Spring Valley CA 91979

(619) 466-7010

http://www.calendingco.com

Dignified Home Loans

9952 Dolores St

Spring Valley CA 91979

(619) 460-0329

M & M Financial 2

9950 Campo Rd

Spring Valley CA 91979

(619) 433-4025

Address

10544 Moorpark St

Spring Valley CA

Contact

(619) 741-7764

Address

9960 Campo Rd

Spring Valley CA

Contact

(619) 644-2026

http://usmortgage.com/

Address

9966 Dolores St

Spring Valley CA

Contact

(619) 466-7010

http://www.calendingco.com

News on Mortgages and Reverse Mortgages for Spring Valley, California 91979