Compare Today’s Mortgage Rates for Standard, California
Pureloan searches mortgage lenders and major banks in Standard, California 95373 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,189 or $31 / month is expected in Standard and other areas of Tuolumne county.
Pureloan’s search engine explores all home mortgage options in Standard, California 95373, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Standard, California 95373
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Standard, CA 95373, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Standard, California 95373 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Standard, California and around Tuolumne county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Standard, California 95373
If you’re looking to buy a new home in Standard, we have compiled a list of the leading mortgage brokers around Standard, California 95373 to help you with your search.
Name
Address
Contact
Partners Mortgage
445 W 11th St
Tracy CA 95373
(209) 834-0100
Prospect Mortgage
110 W 10th St
Tracy CA 95373
(209) 832-2567
Assured Mortgage Service
821 N Central Ave
Tracy CA 95373
(209) 820-8555
Wells Fargo Home Mortgage
10 E 12th St
Tracy CA 95373
(925) 736-1125
http://www.wellsfargo.com/mortgage/
Moneyhungry
672 W 11th St
Tracy CA 95373
(209) 831-9795
info@moneyhungry.me
Address
445 W 11th St
Tracy CA
Contact
(209) 834-0100
Address
110 W 10th St
Tracy CA
Contact
(209) 832-2567
Address
821 N Central Ave
Tracy CA
Contact
(209) 820-8555