Compare Today’s Mortgage Rates for Standard, California

Pureloan searches mortgage lenders and major banks in Standard, California 95373 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,189 or $31 / month is expected in Standard and other areas of Tuolumne county.

Pureloan’s search engine explores all home mortgage options in Standard, California 95373, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Standard, California 95373

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Standard, CA 95373, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Standard, California 95373 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Standard, California and around Tuolumne county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Standard, California 95373

If you’re looking to buy a new home in Standard, we have compiled a list of the leading mortgage brokers around Standard, California 95373 to help you with your search.

Name
Address
Contact

Partners Mortgage

445 W 11th St

Tracy CA 95373

(209) 834-0100

Prospect Mortgage

110 W 10th St

Tracy CA 95373

(209) 832-2567

Assured Mortgage Service

821 N Central Ave

Tracy CA 95373

(209) 820-8555

Wells Fargo Home Mortgage

10 E 12th St

Tracy CA 95373

(925) 736-1125

http://www.wellsfargo.com/mortgage/

Moneyhungry

672 W 11th St

Tracy CA 95373

(209) 831-9795

info@moneyhungry.me

Address

445 W 11th St

Tracy CA

Contact

(209) 834-0100

Address

110 W 10th St

Tracy CA

Contact

(209) 832-2567

Address

821 N Central Ave

Tracy CA

Contact

(209) 820-8555

News on Mortgages and Reverse Mortgages for Standard, California 95373