Compare Today’s Mortgage Rates in Standard, California 95373
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Standard, California 95373.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Standard, California 95373. For a 30-year fixed loan, our calculations show that you can expect to save up to $11,596 over the lifetime of your mortgage, which translates to a monthly savings of $32 in Standard and other areas of Tuolumne county.
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Summary of Average Mortgages in Standard, California 95373
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Standard, California 95373
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Standard, CA 95373. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Standard, California 95373 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Standard, California and around Tuolumne county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Standard, California 95373
For those searching for a new home in Standard, we have compiled a list of the top mortgage brokers located in and around Standard, California 95373 to assist you with your search.
Name
Address
Contact
Partners Mortgage
445 W 11th St
Tracy CA 95373
(209) 834-0100
Prospect Mortgage
110 W 10th St
Tracy CA 95373
(209) 832-2567
Assured Mortgage Service
821 N Central Ave
Tracy CA 95373
(209) 820-8555
Wells Fargo Home Mortgage
10 E 12th St
Tracy CA 95373
(925) 736-1125
http://www.wellsfargo.com/mortgage/
Moneyhungry
672 W 11th St
Tracy CA 95373
(209) 831-9795
info@moneyhungry.me
Address
445 W 11th St
Tracy CA
Contact
(209) 834-0100
Address
110 W 10th St
Tracy CA
Contact
(209) 832-2567
Address
821 N Central Ave
Tracy CA
Contact
(209) 820-8555