Compare Today’s Mortgage Rates in Stanford, California 94305
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Stanford, California 94305.
Our search engine thoroughly explores all home mortgage options in Stanford, California 94305, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $212,672 in lifetime cash or $591 per month in Stanford and other areas of Santa Clara county.
Summary of Average Mortgages in Stanford, California 94305
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Interactive Mortgage Rate Projections for Stanford, California 94305
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Stanford, CA 94305. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Stanford, California 94305 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Stanford, California and around Santa Clara county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.94% | 97.59% | 97.86% | 97.67% | 97.27% | 96.83% | 96.37% | 96.99% | 96.04% |
avg mortgage rate | 6.35% | 4.43% | 2.98% | 3.34% | 4.35% | 4.66% | 4.26% | 3.99% | 4.16% |
% 15 year fixed mortgage | 1.83% | 1.93% | 1.84% | 1.60% | 1.99% | 2.71% | 3.11% | 2.61% | 3.55% |
avg mortgage rate | 5.53% | 3.62% | 2.37% | 2.82% | 3.73% | 4.02% | 3.50% | 3.17% | 3.24% |
Avg credit score | 756.77 | 762.30 | 762.37 | 769.05 | 757.50 | 755.28 | 751.66 | 752.73 | 754.27 |
Avg LTV (loan to value) | 77.91% | 77.82% | 77.93% | 77.96% | 76.10% | 73.69% | 75.18% | 75.68% | 75.25% |
Avg DTI (debt to income) | 40.60 | 39.46 | 37.35 | 37.10 | 38.72 | 38.73 | 38.08 | 37.26 | 36.97 |
% First time homebuyer | 59.68% | 56.84% | 56.44% | 56.11% | 52.89% | 48.25% | 45.42% | 43.25% | 42.74% |
Avg mortgage insurance % | 11.32% | 10.61% | 9.69% | 9.55% | 9.30% | 6.82% | 6.61% | 6.74% | 5.80% |
Best Mortgage Brokers around Stanford, California 94305
For those searching for a new home in Stanford, we have compiled a list of the top mortgage brokers located in and around Stanford, California 94305 to assist you with your search.
Wells Fargo Home Mortgage
950 Stanford Shopping Ctr
Palo Alto CA 94305
(650) 329-1250
http://www.wellsfargo.com/mortgage/
Woodside Mortgage
540 University Ave
Palo Alto CA 94305
(650) 322-2582
http://www.justwaterheaters.net
One Nation-One California
555 Bryant St
Palo Alto CA 94305
(650) 853-0365
gtm@best.com
Wells Fargo Home Mortgage
505 N California Ave
Palo Alto CA 94305
(650) 856-1694
http://www.wellsfargo.com/mortgage/
Clearstone Venture Management Service
720 University Ave
Palo Alto CA 94305
(650) 234-0400
http://clearstone.com
Address
950 Stanford Shopping Ctr
Palo Alto CA
Contact
(650) 329-1250
http://www.wellsfargo.com/mortgage/
Address
540 University Ave
Palo Alto CA
Contact
(650) 322-2582
http://www.justwaterheaters.net
Address
555 Bryant St
Palo Alto CA
Contact
(650) 853-0365
gtm@best.com