Compare Today’s Mortgage Rates for Stanford, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Stanford, California 94305. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $433,394 or $1,204 / month in Stanford and surrounding areas of Santa Clara county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Stanford, California 94305.

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Summary of Average Mortgage Terms in Stanford, California 94305

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Stanford, CA 94305, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Stanford, California 94305 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Stanford, California and around Santa Clara county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.23% 93.94% 94.46% 94.55% 95.67% 95.07% 95.81% 97.69%
avg mortgage rate 4.96% 4.70% 3.95% 4.00% 4.47% 4.14% 3.96% 4.24%
% 15 year fixed mortgage 4.45% 5.42% 4.84% 5.18% 4.19% 4.76% 3.98% 1.73%
avg mortgage rate 4.35% 3.90% 3.32% 3.20% 3.46% 3.33% 3.16% 2.83%
Avg credit score 766.40 768.92 765.75 761.90 759.78 758.65 757.19 758.90
Avg LTV (loan to value) 67.95% 68.55% 70.92% 68.75% 70.29% 68.52% 67.52% 65.50%
Avg DTI (debt to income) 37.09 35.94 34.84 35.57 37.03 37.94 37.87 39.28
% First time homebuyer 52.34% 48.03% 46.57% 45.64% 44.97% 45.58% 49.27% 41.04%
Avg mortgage insurance % 0.78% 1.02% 2.11% 1.49% 2.82% 2.19% 2.87% 1.99%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Stanford, California 94305

If you’re looking to buy a new home in Stanford, we have compiled a list of the leading mortgage brokers around Stanford, California 94305 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

950 Stanford Shopping Ctr

Palo Alto CA 94305

(650) 329-1250

http://www.wellsfargo.com/mortgage/

Woodside Mortgage

540 University Ave

Palo Alto CA 94305

(650) 322-2582

http://www.justwaterheaters.net

One Nation-One California

555 Bryant St

Palo Alto CA 94305

(650) 853-0365

gtm@best.com

Wells Fargo Home Mortgage

505 N California Ave

Palo Alto CA 94305

(650) 856-1694

http://www.wellsfargo.com/mortgage/

Clearstone Venture Management Service

720 University Ave

Palo Alto CA 94305

(650) 234-0400

http://clearstone.com

Address

950 Stanford Shopping Ctr

Palo Alto CA

Contact

(650) 329-1250

http://www.wellsfargo.com/mortgage/

Address

540 University Ave

Palo Alto CA

Contact

(650) 322-2582

http://www.justwaterheaters.net

Address

555 Bryant St

Palo Alto CA

Contact

(650) 853-0365

gtm@best.com

News on Mortgages and Reverse Mortgages for Stanford, California 94305