Compare Today’s Mortgage Rates in Stirling City, California 95978
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Stirling City, California 95978.
Our search engine thoroughly explores all home mortgage options in Stirling City, California 95978, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $6,557 in lifetime cash or $18 per month in Stirling City and other areas of Butte county.
Summary of Average Mortgages in Stirling City, California 95978
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Interactive Mortgage Rate Projections for Stirling City, California 95978
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Stirling City, CA 95978. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Stirling City, California 95978 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Stirling City, California and around Butte county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Stirling City, California 95978
For those searching for a new home in Stirling City, we have compiled a list of the top mortgage brokers located in and around Stirling City, California 95978 to assist you with your search.
American Home Mortgage
530 7th St
Williams CA 95978
(530) 473-5233
http://americanhm.com
American Home Mortgage
2208 W Ridge Dr
Sutter CA 95978
(530) 674-3136
http://www.americanhm.com
OneMain Financial
1355 Churn Creek Rd
Redding CA 95978
(530) 223-9850
http://branches.onemainfinancial.com/ca/redding/1355-churn-creek-road.html
Omega Mortgage Group
1181 Hilltop Dr
Redding CA 95978
(530) 223-1400
info@omglending.com
Shawn Patterson - Primary Residential Mortgage, Inc.
1003 Dana Dr
Redding CA 95978
(530) 605-3799
http://www.primaryresidentialmortgage.com/
Address
530 7th St
Williams CA
Contact
(530) 473-5233
http://americanhm.com
Address
2208 W Ridge Dr
Sutter CA
Contact
(530) 674-3136
http://www.americanhm.com
Address
1355 Churn Creek Rd
Redding CA
Contact
(530) 223-9850
http://branches.onemainfinancial.com/ca/redding/1355-churn-creek-road.html